55 Pray Hill Rd, Chepachet, RI 02814 Property Records

Glocester Town property record for 55 Pray Hill Rd, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,784 sqft · built 1999
Lot Size	7.86 acres (342,512 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,900 (Apr 2010)
Tax Bill	$9,738 (2025)
Deeds & Mortgages	Jan 2022 Refinance May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-1118-25`

Property Details

APN / Parcel Number

Primary APN	`3-1118-25`
Alternative APN	`GLOC M:009 B:035`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,784 sqft Living Area
Gross Area	5,600 sqft
1st Floor Area	1,488 sqft
Basement Area	1,488 sqft
Unfinished Basement	1,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	342,512 sqft (7.86 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3-1118-25
Street Address	55 PRAY HILL RD
City	CHEPACHET
State	RI
Zip	02814-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Block	35
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	1
Census Block	1047
Census Tract	13101

Owner

Source: Glocester Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 PRAY HILL RD, CHEPACHET, RI 02814-2505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
May 25, 2018	Deed of Trust, Mortgage · Line of Credit PAWTUCKET CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2010 · Amount on Record
Deed Sale	Apr 21, 2010 · Amount on Record
Deed Book / Page	557 / 12
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	55 PRAY HILL RD, CHEPACHET, RI 02814-2505
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000893-328
Date	Jan 21, 2022
Book Page	893/328
Instrument	48898

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	55 PRAY HILL RD, CHEPACHET, RI 02814-2505
Document Number	772-180
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 PRAY HILL RD CHEPACHET RI 028142505, CHEPACHET, RI 02814-2505

Mortgage

Document Number	772-180
Date	Jun 13, 2018
Book Page	000772/000180
Instrument	38839

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 12, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,738.00 (+0.07%)	$682,900 (-) Land $168,400 Building $514,500
2023	$9,731.00 (+8.97%)	$682,900 (+42.93%) Land $168,400 Building $514,500
2022	$8,930.00	$477,800 Land $109,200 Building $368,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1983–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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