Glocester Town property record for 115 Pray Hill Rd, Chepachet, RI 02814
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,184 sqft · built 2004 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Jul 2004) |
| Tax Bill | $5,275 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-0264-25 |
| Primary APN | 7-0264-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| Gross Area | 2,488 sqft |
| 1st Floor Area | 1,184 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 1,104 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7-0264-25 |
|---|---|
| Street Address | 115 PRAY HILL RD |
| City | CHEPACHET |
| State | RI |
| Zip | 02814-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20 |
| Legal Block | 38 |
| Jurisdiction | GLOCESTER RI |
| Township / Civil Division | GLOCESTER |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 13101 |
115 Pray Hill Rd is owned and occupied by two individuals who bought it in July 2004.
Source: Glocester Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 PRAY HILL RD, CHEPACHET, RI 02814-2506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2004 · Amount on File |
| Deed Sale | Jul 16, 2004 · Amount on File |
| Prior Sale | Jul 16, 2004 · Amount on File |
| Deed Book / Page | 343 / 262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Property Address | 115 PRAY HILL RD, CHEPACHET, RI 02814-2506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 843-41 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 843/41 |
| Instrument | 44956 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 115 Pray Hill Rd was $5,275.
Source: Glocester Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Glocester Town |
| Secondary School District | Foster-Glocester Regional School District (06 - 12) |
| Elementary School District | Glocester Elementary School District (PK - 05) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,275.00 | $369,900 Land $137,000 Building $232,900 | $557,617 |
| 2023 | $5,271.00 (+7.73%) | $369,900 (+41.29%) Land $137,000 Building $232,900 | |
| 2022 | $4,893.00 | $261,800 Land $85,300 Building $176,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Pray Hill Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (1983–2010) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Pray Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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