86 Elm St, Fairfield, CT 06824 Property Records

Fairfield Town property record for 86 Elm St, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,416 sqft · built 1931
Lot Size	0.472 acres (20,570 sqft)
Owner	2 Individual Names on Record
Last Sale	$551,500 (Sep 1999)
Tax Bill	$14,094 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FAIR M:141 B:225`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:141 B:225`
Alternative APNs	`FFLD M:141 B:225` `M:141 L:225 X` `1162`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,416 sqft Living Area
Gross Area	5,254 sqft
Basement Area	988 sqft
Unfinished Basement	494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,570 sqft (0.472 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1162
Street Address	86 ELM ST
City	FAIRFIELD
State	CT
Zip	06824-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	225
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2002
Census Tract	60700

Owner

Source: Fairfield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 ELM ST, FAIRFIELD, CT 06824-5106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Line of Credit SIKORSKY FINANCIAL CREDIT UNION INC
Oct 7, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance BETTER MORTGAGE CORP
Oct 7, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance BETTER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 1999 · Amount on Record
Deed Sale	Sep 10, 1999 · Amount on Record
Prior Sale	May 21, 1993 · Amount on Record
Deed Book / Page	2039 / 280
Last Transfer Date	Jun 25, 2021
Transfer Doc	0000010708
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	86 ELM ST, FAIRFIELD, CT 06824-5106
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006229-188
Date	Oct 19, 2021
Book Page	6229/188
Instrument	2021-11100

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Oct 7, 2021
Property Address	86 ELM ST, FAIRFIELD, CT 06824-5106
Document Number	6223-182
Book / Page	6223 / 182
Instrument Date	Jun 25, 2021
Instrument	2021-10708
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 ELM ST, FAIRFIELD, CT 06824-5106

Mortgage

Document Number	6223-185
Date	Oct 7, 2021
Book Page	6223/185
Instrument	2021-10709

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Oct 7, 2021
Property Address	86 ELM ST, FAIRFIELD, CT 06824-5106
Document Number	006223-182
Book / Page	6223 / 182
Instrument Date	Jun 25, 2021
Instrument	2021-10708
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 ELM ST, FAIRFIELD, CT 06824-5106

Mortgage

Document Number	006223-185
Date	Oct 7, 2021
Book Page	6223/185
Instrument	2021-10709

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,094.00	$496,440 (-) Land $324,870 Building $171,570	$347,508 Land $227,409 Building $120,099
2024	$14,094.00 (+3.2%)
2023	$13,657.00	$496,440 Land $324,870 Building $171,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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