121 Elm St, Fairfield, CT 06824 Property Records

Fairfield Town property record for 121 Elm St, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,968 sqft · built 1930
Lot Size	0.412 acres (17,930 sqft)
Owner	2 Individual Names on Record
Last Sale	$633,999 (Mar 2005)
Tax Bill	$16,336 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FAIR M:141 B:200`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:141 B:200`
Alternative APNs	`FFLD M:141 B:200` `M:141 L:200 X` `11493`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,968 sqft Living Area
Gross Area	5,933 sqft
Basement Area	786 sqft
Unfinished Basement	786 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,930 sqft (0.412 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	11493
Street Address	121 ELM ST
City	FAIRFIELD
State	CT
Zip	06824-5105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	200
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2003
Census Tract	60700

Owner

Source: Fairfield Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 ELM ST, FAIRFIELD, CT 06824-5105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK NA
Oct 16, 2019	Deed of Trust, Mortgage · ARM PEOPLES UNITED BANK
Jan 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2005 · Amount on Record
Deed Sale	Mar 16, 2005 · Amount on Record
Deed Book / Page	3474 / 285
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Recording Date	Jun 15, 2026
Property Address	121 ELM ST, FAIRFIELD, CT 06824-5105
Document Number	0000003257
Book / Page	6734 / 1
Instrument Date	Jun 8, 2026
Instrument	20263257
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 ELM ST, FAIRFIELD, CT 06824-5105

Mortgage

Document Number	0000003257,
Date	Jun 15, 2026
Book Page	6734/1
Instrument	20263257

Lender

Name	M & T BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	121 ELM ST, FAIRFIELD, CT 06824-5105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5833-99
Date	Oct 16, 2019
Book Page	5833/99
Instrument	2019-6953

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Nov 1, 2029
Index	Other

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	121 ELM ST, FAIRFIELD, CT 06824-5105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5871-43
Date	Jan 28, 2020
Book Page	5871/43
Instrument	202020-617

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,336.00 (-0.84%)	$851,270 (+46.69%) Land $511,770 Building $339,500	$1,640,869 (+303.95%)
2025	$16,475.00	$580,300 (-) Land $298,060 Building $282,240	$406,210 Land $208,642 Building $197,568
2024	$16,475.00 (+3.2%)
2023	$15,964.00	$580,300 Land $298,060 Building $282,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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