54 Elm St, Fairfield, CT 06824 Property Records

Fairfield Town property record for 54 Elm St, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,684 sqft · built 1950
Lot Size	0.635 acres (27,640 sqft)
Owner	Individual Name on Record
Last Sale	$619,900 (Aug 2021)
Tax Bill	$12,619 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FAIR M:141 B:222`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:141 B:222`
Alternative APNs	`FFLD M:141 B:222` `M:141 L:222 X` `15140`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,684 sqft Living Area
Gross Area	2,445 sqft
Basement Area	485 sqft
Unfinished Basement	485 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,640 sqft (0.635 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	15140
Street Address	54 ELM ST
City	FAIRFIELD
State	CT
Zip	06824-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	222
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2002
Census Tract	60700

Owner

Source: Fairfield Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 ELM ST, FAIRFIELD, CT 06824-5106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC
Oct 3, 2025	Executor's Deed, Transfer
Aug 31, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Deed Document Number	20219392
Deed Book / Page	6202 / 19
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	54 ELM ST, FAIRFIELD, CT 06824-5106
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006663-60
Date	Nov 3, 2025
Book Page	6663/60
Instrument	2025-5700

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2050

October 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Oct 3, 2025
Property Address	54 ELM ST, FAIRFIELD, CT 06824-5106
Document Number	006653-173
Book / Page	6653 / 173
Instrument Date	Sep 29, 2025
Instrument	2025-5116
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Aug 31, 2021
Property Address	54 ELM ST, FAIRFIELD, CT 06824-5106
Document Number	0006202-19
Book / Page	6202 / 19
Instrument Date	Aug 27, 2021
Instrument	2021-9392
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020219393
Date	Aug 31, 2021
Instrument	2021-9393

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,619.00 (+8.09%)	$657,580 (+59.9%) Land $613,200 Building $44,380	$1,011,516 (+251.37%)
2025	$11,675.00	$411,250 (-) Land $345,240 Building $66,010	$287,875 Land $241,668 Building $46,207
2024	$11,675.00 (+3.2%)
2023	$11,313.00	$411,250 Land $345,240 Building $66,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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