Fairfield Town property record for 130 Elm St, Fairfield, CT 06824
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,447 sqft · built 1926 |
| Lot Size | 0.667 acres (29,071 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Sep 1998) |
| Tax Bill | $14,165 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | FAIR M:141 B:226-A |
| Primary APN | FAIR M:141 B:226-A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,447 sqft Living Area |
| Gross Area | 4,386 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 29,071 sqft (0.667 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 6670 |
|---|---|
| Street Address | 130 ELM ST |
| City | FAIRFIELD |
| State | CT |
| Zip | 06824-5106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Block | 226-A |
| Jurisdiction | FAIRFIELD CT |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 60700 |
130 Elm St is owned and occupied by two individuals who bought it in September 1998.
Source: Fairfield Town records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 ELM ST, FAIRFIELD, CT 06824-5106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 26, 2021 | Deed of Trust, Mortgage · Balloon Mortgage QUICKEN LOANS INC |
| Jan 26, 2021 | Deed of Trust, Mortgage · Balloon Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 1998 · Amount on File |
| Deed Sale | Sep 18, 1998 · Amount on File |
| Prior Sale | Apr 25, 1988 · Amount on File |
| Deed Book / Page | 1884 / 302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 130 ELM ST, FAIRFIELD, CT 06824-5106 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00006066-1 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 6066/1 |
| Instrument | 2021-856 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 130 ELM ST, FAIRFIELD, CT 06824-5106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 6066-1 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 6066/1 |
| Instrument | 2021-856 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 130 Elm St was $14,165.
Source: Fairfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Fairfield Town |
| Unified School District | Fairfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,165.00 | $498,960 Land $331,870 Building $167,090 | $349,272 Land $232,309 Building $116,963 |
| 2024 | $14,165.00 (+3.2%) | ||
| 2023 | $13,726.00 | $498,960 Land $331,870 Building $167,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 130 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 130 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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