86 Cobble Stone Ln, Elgin, SC 29045 Property Records

Kershaw County property record for 86 Cobble Stone Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2,777 sqft · built 2001
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Tax Bill	$944 (2025)
Deeds & Mortgages	Aug 2019 Sale Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`321-02-00-019-SGT`

Property Details

APN / Parcel Number

Primary APN	`321-02-00-019-SGT`
Alternative APN	`42708`

Interior

Stories	1 Story
Building Area	2,777 sqft Gross Area
Gross Area	1,996 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Vinyl
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Attached
Garage Area	529 sqft
Porch	Porch
Porch Area	132 sqft
Deck Area	120 sqft

Location & Zoning

Account Number	42708
Old Parcel Number	321-02-00-019 SGT
Street Address	86 COBBLE STONE LN
City	ELGIN
State	SC
Zip	29045-8323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	COBBLESTONE SUBDIV LOT 19
Legal Subdivision	COBBLESTONE SUBDIV
Legal Lot Number	19
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2013
Census Tract	970907

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	86 COBBLE STONE LN, ELGIN, SC 29045-8323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jul 11, 2019	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2021
Deed Sale	Dec 20, 2021
Deed Document Number	0004641154
Deed Book / Page	2944 / 082
Prior Transfer Date	Jun 4, 2012
Prior Transfer Doc	04047
Record Updated	Jun 8, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Aug 30, 2019
Property Address	86 COBBLE STONE LN, ELGIN, SC 29045-8323
Document Number	0000006987
Book / Page	004084 / 000155
Instrument Date	Aug 29, 2019
Instrument	6987
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$681.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 COBBLE STONE LN ELGIN SC 290458323, ELGIN, SC 29045-8323

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	86 COBBLE STONE LN, ELGIN, SC 29045-8323
Document Number	0000005578
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 COBBLE STONE LN ELGIN SC 290458323, ELGIN, SC 29045-8323

Mortgage

Document Number	0000005578
Date	Jul 18, 2019
Book Page	004060/000105
Instrument	5578

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$944.00 (-34.58%)	$189,000 (-) Land $24,000 Building $165,000	$189,000 (-)
2023	$1,443.00	$189,000 Land $24,000 Building $165,000	$189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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