65 Cobble Stone Ln, Elgin, SC 29045 Property Records

Kershaw County property record for 65 Cobble Stone Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3,163 sqft · built 2002
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Aug 2023)
Tax Bill	$2,178 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`321-02-00-022-SGT`

Property Details

APN / Parcel Number

Primary APN	`321-02-00-022-SGT`
Alternative APN	`43327`

Interior

Stories	1 Story
Building Area	3,163 sqft Gross Area
Gross Area	2,277 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Vinyl
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Porch
Porch Area	222 sqft
Deck Area	158 sqft

Location & Zoning

Account Number	43327
Old Parcel Number	321-02-00-022 SGT
Street Address	65 COBBLE STONE LN
City	ELGIN
State	SC
Zip	29045-8323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	COBBLESTONE SUBDIV LOT 22
Legal Subdivision	COBBLESTONE SUBDIV
Legal Lot Number	22
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2013
Census Tract	970907

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	65 COBBLE STONE LN, ELGIN, SC 29045-8323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Deed Document Number	2023-6609
Deed Book / Page	4990 / 94
Record Updated	Jun 8, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KERSHAW SC
Recording Date	Aug 2, 2023
Property Address	65 COBBLE STONE LN, ELGIN, SC 29045-8323
Document Number	0020236609
Book / Page	4990 / 94
Map Reference	MB B57 PG 5A
Instrument Date	Aug 1, 2023
Instrument	2023-6609
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	65 COBBLE STONE LN, ELGIN, SC 29045-8323

Mortgage

Document Number	0020236610
Date	Aug 2, 2023
Instrument	2023-6610

Lender

Name	TIOGA-FRANKLIN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,178.00 (+98%)	$370,000 (-) Land $24,000 Building $346,000	$370,000 (-)
2023	$1,100.00 (-16.98%)	$370,000 (+68.56%) Land $24,000 Building $346,000	$370,000 (+68.56%)
2022	$1,325.00	$219,500 Land $24,000 Building $195,500	$219,500 Land $24,000 Building $195,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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