Kershaw County property record for 78 Cobble Stone Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,527 sqft · built 2002 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $306,000 (Mar 2022) |
| Tax Bill | $1,837 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 321-02-00-017-SGT |
| Primary APN | 321-02-00-017-SGT |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,527 sqft Gross Area |
| Gross Area | 1,873 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Porch |
| Porch Area | 40 sqft |
| Deck Area | 110 sqft |
| Account Number | 43323 |
|---|---|
| Old Parcel Number | 321-02-00-017 SGT |
| Street Address | 78 COBBLE STONE LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-8323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | COBBLESTONE SUBDIV LOT 17 |
| Legal Subdivision | COBBLESTONE SUBDIV |
| Legal Lot Number | 17 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 970907 |
Source: Kershaw County records · APN 321-02-00-017-SGT
Assessment roll updated September 13, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 78 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 25, 2022 · Amount on Record |
| Deed Sale | Mar 25, 2022 · Amount on Record |
| Deed Document Number | 0000470644 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 78 COBBLE STONE LN, ELGIN, SC 29045-8323 |
| Document Number | 0000012036 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 78 COBBLE STONE LN ELGIN SC 290458323, ELGIN, SC 29045-8323 |
| Document Number | 0000012036 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 004367/000278 |
| Instrument | 12036 |
| Name | NORTH AMERICAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2050 |
Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,837.00 (+52.07%) | $306,200 (-0.03%) Land $24,000 Building $282,200 | $306,200 (-0.03%) |
| 2023 | $1,208.00 | $306,300 Land $24,000 Building $282,300 | $306,300 |
Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 46% of the US · above 40% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 55 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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