74 Cobble Stone Ln, Elgin, SC 29045 Property Records

Kershaw County property record for 74 Cobble Stone Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2,397 sqft · built 2002
Lot Size	0.86 acres (37,462 sqft)
Owner	Owner Name on Record
Last Sale	$160,000 (Aug 2009)
Tax Bill	$1,159 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`321-02-00-016-SGT`

Property Details

APN / Parcel Number

Primary APN	`321-02-00-016-SGT`
Alternative APN	`43322`

Interior

Stories	1 Story
Building Area	2,397 sqft Gross Area
Gross Area	1,755 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Vinyl
Lot Area	37,462 sqft (0.86 acres)
Garage Type	Attached
Garage Area	504 sqft
Porch	Porch
Porch Area	18 sqft
Deck Area	120 sqft

Location & Zoning

Account Number	43322
Old Parcel Number	321-02-00-016 SGT
Street Address	74 COBBLE STONE LN
City	ELGIN
State	SC
Zip	29045-8323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	DIST:279 MAP REF:BK B64 PG 6A
Legal Subdivision	KENNETH CALCUTT & MISSY CALCUT
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2013
Census Tract	970907

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	74 COBBLE STONE LN, ELGIN, SC 29045-8323
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage WELLS FARGO BANK NA
Sep 25, 2023	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Apr 27, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Last Sale	Aug 17, 2009 · Amount on Record
Deed Sale	Aug 17, 2009 · Amount on Record
Deed Document Number	0000256454
Deed Book / Page	2564 / 54
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	74 COBBLE STONE LN, ELGIN, SC 29045-8323
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 COBBLE STONE LN, ELGIN, SC 29045-8323

Mortgage

Document Number	0002026470
Date	Jan 16, 2026
Book Page	5508/187
Instrument	2026-470

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2066

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	74 COBBLE STONE LN, ELGIN, SC 29045-8323
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 COBBLE STONE LN, ELGIN, SC 29045-8323

Mortgage

Document Number	0020238230
Date	Sep 25, 2023
Book Page	5019/292
Instrument	2023-8230

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	247 Months
Due	Apr 1, 2044

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	74 COBBLE STONE LN, ELGIN, SC 29045-8323
Document Number	0000003960
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 COBBLE STONE LN ELGIN SC 290458323, ELGIN, SC 29045-8323

Mortgage

Document Number	0000003960
Date	May 17, 2017
Book Page	003694/000191
Instrument	3960

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	May 16, 2044

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,159.00 (+29.35%)	$179,300 (-) Land $24,000 Building $155,300	$179,300 (-)
2023	$896.00	$179,300 Land $24,000 Building $155,300	$179,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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