Madison County property record for 86 Bratcher Ln, Berea, KY 40403 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Square Footage | 1,312 sqft Living Area |
| Lot Size | 24,647 sqft (0.565 acres) |
| Garage | Attached, 196 sqft |
| Last Sale | $100,000 (2020) |
| Tax Bill | $1,273.00 (2025) |
| Primary APN | B11A-0005-0004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,312 sqft Living Area |
| Stories | 1 Stories |
| Exterior Material | Brick Veneer Exterior |
|---|---|
| Lot Area | 24,647 sqft (0.565 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 196 sqft Garage |
| Heating System | Gas Heating |
|---|
| Account Number | 47996 |
|---|---|
| Street Address | 86 BRATCHER LN |
| City | BEREA |
| State | KY |
| Zip | 40403-1859 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HILLCREST LOT 6 BLK A & LOT 1 BLK D |
| Legal Subdivision | HILLCREST |
| Legal Block | A,D |
| Legal Lot Number | 1,6 |
| Jurisdiction | MADISON KY |
| Minor Civil Division | BEREA |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 11304 |
Source: Madison County records · APN B11A-0005-0004
Assessment roll updated December 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7209 CARTERSVILLE RD, BEREA, KY 40403-8917 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 28, 2021 | Intrafamily Transfer, Transfer · Stand Alone First Mortgage WHITAKER BANK INC |
| Sep 15, 2020 | Deed, Transfer · Stand Alone First Mortgage PEOPLES BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 15, 2020 · Amount on Record |
| Deed Sale | Sep 15, 2020 · Amount on Record |
| Deed Doc Number | 202014020347 |
| Deed Book / Page | 794 / 224 |
| Last Transfer Date | May 06, 2021 |
| Transfer Doc | D806/113 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 28, 2021 |
| Property Address | 86 BRATCHER LN, BEREA, KY 40403-1859 |
| Document Number | D806/113 |
| Book / Page | D806 / 113 |
| Instrument Date | May 06, 2021 |
| Instrument | 2014038807 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 PLEASANT RIDGE DR, 103, RICHMOND, KY 40475-3530 |
| Name | Verified Name |
|---|---|
| Address | 7209 CARTERSVILLE RD, BEREA, KY 40403-8917 |
| Document Number | 2014038808 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2014038808 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 15, 2020 |
| Property Address | 86 BRATCHER LN, BEREA, KY 40403-1859 |
| Document Number | D00794/224 |
| Book / Page | D00794 / 224 |
| Map Reference | MB P2 PG 48 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 2014020347 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 MAPLE DR, 107, BEREA, KY 40403-9720 |
| Name | Verified Name |
|---|---|
| Address | 7209 CATWSIVEL, BEREA, KY 40403 |
| Document Number | 2014020348 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 2014020348 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,273.00 (+16.15%) | $135,000 (+19.47%) | $135,000 (+19.47%) |
| 2023 | $1,096.00 | $113,000 | $113,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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