St. Charles County property record for 859 Bluff Brook Dr, O Fallon, MO 63366 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,804 sqft Living Area |
| Lot Size | 9,235 sqft (0.212 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $317,150 (2018) |
| Tax Bill | $4,602.00 (2025) |
Source: St. Charles County records · APN T170300020
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 859 BLUFF BROOK DR, O FALLON, MO 63366-5066 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 05, 2022 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Mar 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JLB CORP |
| Oct 17, 2018 | Deed of Trust, Mortgage · Building or Construction Mortgage MIDWEST REGIONAL BANK |
| Feb 26, 2020 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Aug 31, 2019 | Deed of Trust, Mortgage GOLDEN OAK LNDG |
| Dec 26, 2018 | Grant Deed, Subdivision Related Transfer JLB CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 26, 2018 · Amount on Record |
| Deed Sale | Dec 26, 2018 · Amount on Record |
| Deed Doc Number | 0007018679 |
| Deed Book / Page | 7018 / 679 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 859 BLUFF BROOK DR, O FALLON, MO 63366-5066 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 859 BLUFF BROOK DR, O FALLON, MO 63366-5066 |
| Document Number | 0000054746 |
|---|---|
| Date | Oct 05, 2022 |
| Instrument | 2022R-054746 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 115 Months |
| Due | May 06, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 859 BLUFF BROOK DR, O FALLON, MO 63366-5066 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 859 BLUFF BROOK DR, O FALLON, MO 63366-5066 |
| Document Number | 2021R026248 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021R-026248 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 859 BLUFF BROOK DR, O FALLON, MO 63366-5066 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1000 EXECUTIVE PARKWAY DR 106, 106, CREVE COEUR, MO 63141-6369 |
| Document Number | 0069911760 |
|---|---|
| Date | Oct 17, 2018 |
| Book Page | 6991/1760 |
| Instrument | 20181017000594560 |
| Name | MIDWEST REGIONAL BANK |
|---|---|
| Type | Bank |
| Address | FESTUS, MO 63028 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 859 BLUFF BROOK DR, O FALLON, MO 63366-5066 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072371659 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 7237/1659 |
| Instrument | 20200226000117570 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 19, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 859 BLUFF BROOK DR, O FALLON, MO 63366-5066 |
| Document Number | 0071381582 |
| Instrument Date | Aug 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 859 BLUFF BROOK DR O FALLON MO 633665066, O FALLON, MO 63366-5066 |
| Document Number | 0071381582 |
|---|---|
| Date | Sep 09, 2019 |
| Book Page | 007138/001582 |
| Instrument | 486560 |
| Name | GOLDEN OAK LNDG |
|---|---|
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 08, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 26, 2018 |
| Property Address | 859 BLUFF BROOK DR, O FALLON, MO 63366-5066 |
| Document Number | 0070180679 |
| Book / Page | 007018 / 000679 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 714770 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 17, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 859 BLUFF BROOK DR O FALLON MO 633665066, O FALLON, MO 63366-5066 |
| Document Number | 70180681 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 007018/000681 |
| Instrument | 714780 |
| Name | JLB CORP |
|---|---|
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 25, 2048 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,602.00 | $73,819 (+6.45%) | $388,521 (+6.45%) Land $57,750 Building $330,771 |
| 2023 | $69,346 | ||
| 2022 | $364,981 Land $41,250 Building $323,731 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 32% of the US · above 22% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | T170300020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,804 sqft Living Area |
| Basement Area | 1,804 sqft Basement |
| Finished Basement | 1,353 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 9,235 sqft (0.212 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Sewage | Sewage Connected |
|---|---|
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | T170300020 |
|---|---|
| Street Address | 859 BLUFF BROOK DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-5066 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BROOKSIDE VLG C #2 LOT 729 |
| Legal Range | 02E |
| Legal Township | 47N |
| Legal Subdivision | BROOKSIDE VLG C #2 |
| Legal Lot Number | 729 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | WENTZVILLE |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 312095 |
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