St. Charles County property record for 851 Bluff Brook Dr, O Fallon, MO 63366 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,064 sqft · built 2016 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,882 (Jul 2016) |
| Tax Bill | $5,377 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Feb 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T170300016 |
| Primary APN | T170300016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,064 sqft Living Area |
| Basement Area | 1,432 sqft |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Brick/Stone |
| Lot Area | 9,322 sqft (0.214 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T170300016 |
|---|---|
| Street Address | 851 BLUFF BROOK DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-5066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKSIDE VLG C #2 LOT 725 |
| Legal Range | 02E |
| Legal Township | 47N |
| Legal Subdivision | BROOKSIDE VLG C #2 |
| Legal Lot Number | 725 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 312095 |
Source: St. Charles County records · APN T170300016
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 851 BLUFF BROOK DR, O FALLON, MO 63366-5066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 01, 2025 | Deed of Trust, Mortgage · Line of Credit TOGETHER CU |
| Feb 01, 2021 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Oct 16, 2020 | Deed of Trust, Mortgage FIRST BK MTG |
| Nov 30, 2018 | Deed of Trust, Mortgage · Line of Credit WEST CMNTY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2016 · Amount on Record |
| Deed Sale | Jul 26, 2016 · Amount on Record |
| Deed Document Number | 0000658051 |
| Deed Book / Page | 6580 / 0051 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 851 BLUFF BROOK DR, O FALLON, MO 63366-5066 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 851 BLUFF BROOK DR, O FALLON, MO 63366-5066 |
| Document Number | 0000043538 |
|---|---|
| Date | Oct 01, 2025 |
| Instrument | 2025R-043538 |
| Name | TOGETHER CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 851 BLUFF BROOK DR, O FALLON, MO 63366-5066 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 851 BLUFF BROOK DR, O FALLON, MO 63366-5066 |
| Document Number | 2021R009345 |
|---|---|
| Date | Feb 01, 2021 |
| Instrument | 2021R-009345 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 01, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 851 BLUFF BROOK DR, O FALLON, MO 63366-5066 |
| Document Number | 0000081246 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2021 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 851 BLUFF BROOK DR O FALLON MO 633665066, O FALLON, MO 63366-5066 |
| Document Number | 0000081246 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 81246 |
| Name | FIRST BK MTG |
|---|---|
| Type | Mortgage Company |
| Address | HAZELWOOD, MO 63042 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 851 BLUFF BROOK DR, O FALLON, MO 63366-5066 |
| Document Number | 0070210712 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 851 BLUFF BROOK DR O FALLON MO 633665066, O FALLON, MO 63366-5066 |
| Document Number | 0070210712 |
|---|---|
| Date | Jan 02, 2019 |
| Book Page | 007021/000712 |
| Instrument | 1210 |
| Name | WEST CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | O'FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,377.00 | $86,367 (+7.04%) | $454,563 (+7.04%) Land $57,750 Building $396,813 |
| 2023 | $80,685 | ||
| 2022 | $424,656 Land $41,250 Building $383,406 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833120952, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2019–2022) |
| Most Recent Claim | Jul 2022, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Low above 36% of the US · above 28% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Wisper ISP, Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.
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