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860 Bluff Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 860 Bluff Brook Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,505 sqft · built 2020
Lot Size0.158 acres (6,874 sqft)
Owner2 Individual Names on File
Last Sale$291,440 (Mar 2021)
Tax Bill$3,757 (2025)
Deeds & MortgagesMar 2021 Mortgage
Feb 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNT170300033

Property Details

APN / Parcel Number

Primary APNT170300033
Alternative APN
  • 2-0049-C326-00-0781.0000000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,505 sqft Living Area
Gross Area2,592 sqft
1st Floor Area864 sqft
Basement Area864 sqft
Finished Basement777 sqft
Unfinished Basement87 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area6,874 sqft (0.158 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT170300033
Street Address860 BLUFF BROOK DR
CityO FALLON
StateMO
Zip63366-5069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROOKSIDE VLG C #2 LOT 781
Legal SubdivisionBROOKSIDE VLG C #2
Legal Lot Number781
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2019
Census Tract312095

Owner

Source: St. Charles County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address860 BLUFF BROOK DR, O FALLON, MO 63366-5069
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Warranty Deed, Transfer · Conventional Mortgage
GERSHMAN INVESTMENT CORP
Feb 14, 2020Grant Deed, Transfer
TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC
Feb 11, 2020Loan Modification, Mortgage
TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 16, 2021 · Amount on Record
Deed SaleMar 16, 2021 · Amount on Record
Deed Document Number202123038
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMar 16, 2021
Property Address860 BLUFF BROOK DR, O FALLON, MO 63366-5069
Document Number0000023037
Map ReferenceMB 48 PG 289
Instrument DateMar 12, 2021
Instrument2021R-023037
Transaction TypeTransfer
Record UpdatedOct 4, 2022
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address860 BLUFF BROOK DR, O FALLON, MO 63366-5069

Mortgage

Document Number0000023039
DateMar 16, 2021
Instrument2021R-023039
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateFeb 14, 2020
Property Address860 BLUFF BROOK DR, O FALLON, MO 63366-5069
Document Number0072310706
Book / Page007231 / 000706
Instrument DateFeb 13, 2020
Instrument92120
Transaction TypeTransfer
Record UpdatedMar 12, 2020
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address16091 SWINGLEY RIDGE RD #300 CHESTERFIELD MO 630172056, 300, CHESTERFIELD, MO 63017-2056
InvestorPossibly a Property Investor

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST CHARLES MO
Property Address860 BLUFF BROOK DR, O FALLON, MO 63366-5069
Document Number0072311608
Instrument DateFeb 11, 2020
Transaction TypeMortgage
Record UpdatedMar 6, 2020
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address16091 SWINGLEY RIDGE RD #300 CHESTERFIELD MO 630172056, 300, CHESTERFIELD, MO 63017-2056

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,757.00 (+4.16%)$60,139 (+9.19%)$316,519 (+9.19%) Land $57,750 Building $258,769
2024$3,607.00
2023$55,078
2022$289,880 Land $41,250 Building $248,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2019–2022)
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Brightspeed
Fiber		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

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