863 Bluff Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 863 Bluff Brook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 2020
Lot Size	0.178 acres (7,797 sqft)
Owner	Individual Name on File
Last Sale	$287,281 (Jan 2021)
Tax Bill	$3,748 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T170300022`

Property Details

APN / Parcel Number

Primary APN	`T170300022`
Alternative APN	`2-0049-C326-00-0731.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Basement Area	1,536 sqft

Exterior

Year Built	Built 2020
Exterior Material	Composition/Composite
Lot Area	7,797 sqft (0.178 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T170300022
Street Address	863 BLUFF BROOK DR
City	O FALLON
State	MO
Zip	63366-5066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG C #2 LOT 731
Legal Range	02E
Legal Township	47N
Legal Subdivision	BROOKSIDE VLG C #2
Legal Lot Number	731
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2017
Census Tract	312095

Owner

Source: St. Charles County records · APN T170300022

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	863 BLUFF BROOK DR, O FALLON, MO 63366-5066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Feb 14, 2020	Grant Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC
Feb 11, 2020	Loan Modification, Mortgage TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Deed Document Number	0021216187
Deed Book / Page	2121 / 6187
Record Updated	Jun 08, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 21, 2021
Property Address	863 BLUFF BROOK DR, O FALLON, MO 63366-5066
Document Number	0000006187
Map Reference	MB 48 PG 289
Instrument Date	Jan 20, 2021
Instrument	2021R-006187
Transaction Type	Transfer
Record Updated	Oct 04, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 BLUFF BROOK DR, O FALLON, MO 63366-5066

Mortgage

Document Number	0000006188
Date	Jan 21, 2021
Instrument	2021R-006188

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 14, 2020
Property Address	863 BLUFF BROOK DR, O FALLON, MO 63366-5066
Document Number	0072310706
Book / Page	007231 / 000706
Instrument Date	Feb 13, 2020
Instrument	92120
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16091 SWINGLEY RIDGE RD #300 CHESTERFIELD MO 630172056, 300, CHESTERFIELD, MO 63017-2056
Investor	Possibly a Property Investor

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	863 BLUFF BROOK DR, O FALLON, MO 63366-5066
Document Number	0072311608
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 06, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16091 SWINGLEY RIDGE RD #300 CHESTERFIELD MO 630172056, 300, CHESTERFIELD, MO 63017-2056

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,748.00	$60,000 (+1.34%)	$315,789 (+1.34%) Land $57,750 Building $258,039
2023		$59,207
2022			$311,611 Land $41,250 Building $270,361

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 337 locations within half a mile of this property.

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