839 E River Dr, Lake Luzerne, NY 12846 Property Records

Warren County and Lake Luzerne Town property record for 839 E River Dr, Lake Luzerne, NY 12846

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 728 sqft · built 1960
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Dec 2022)
Tax Bill	$1,450 (2026)
Deeds & Mortgages	Dec 2022 Sale Sep 2017 Sale & Mortgage
APN	`523200 305.12-1-13`

Property Details

APN / Parcel Number

Primary APN	`523200 305.12-1-13`
Alternative APN	`320030501200010130000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	728 sqft Living Area
1st Floor Area	508 sqft
Upper Floors Area	100 sqft
Attic	Attic
Attic Area	220 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	155 ft deep x 90 ft wide
View / Lot	Waterfront
Porch	Slab
Porch Area	264 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	839 E RIVER DR
City	LAKE LUZERNE
State	NY
Zip	12846
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	R-RU
Legal Description	40.-1-2
Legal Block	1
Legal Lot Number	13.000
Jurisdiction	WARREN NY
Township / Civil Division	LAKE LUZERNE
Census Block Group	2
Census Block	2074
Census Tract	71000

Owner

Source: Warren County and Lake Luzerne Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	133 SOUTH ST, GLENS FALLS, NY 12801-4324
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Executor's Deed, Transfer
Sep 25, 2017	Grant Deed, Transfer · Conventional Mortgage HUDSON RIVER CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2022 · Amount on Record
Deed Sale	Dec 9, 2022 · Amount on Record
Prior Sale	Sep 25, 2017 · Amount on Record
Deed Document Number	20228913
Deed Book / Page	6729 / 82
Prior Transfer Date	Dec 27, 2010
Prior Transfer Doc	0041830000000212
Record Updated	Oct 29, 2026

December 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WARREN NY
Recording Date	Dec 9, 2022
Property Address	839 E RIVER DR, LAKE LUZERNE, NY 12846
Document Number	0067290082
Book / Page	6729 / 82
Instrument Date	Dec 7, 2022
Instrument	2022-8913
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BRIAR CT, FISHKILL, NY 12524-2649

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NY
Recording Date	Sep 25, 2017
Property Address	839 E RIVER DR, LAKE LUZERNE, NY 12846
Document Number	0000006723
Book / Page	005633 / 000007
Instrument Date	Sep 22, 2017
Instrument	6723
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$744.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SOUTHEAST ST SARATOGA SPRINGS NY 128664517, SARATOGA SPRINGS, NY 12866-4517

Mortgage

Document Number	6724
Date	Sep 25, 2017
Book Page	005633/000011
Instrument	6724

Lender

Name	HUDSON RIVER CMNTY CU
Type	Credit Union
Address	CORINTH, NY 12822

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 24, 2037

Tax Assessment & Valuation

Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Lake Luzerne Town
Unified School District	Hadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,450.00 (-51.52%)
2025	$2,991.00	$65,500 (-53.87%) Land $65,000 Building $500	$111,000 (-49.2%) Land $110,153 Building $847
2024		$142,000 (-) Land $65,000 Building $77,000	$218,500 (+13.86%) Land $100,018 Building $118,482
2023		$142,000 Land $65,000 Building $77,000	$191,900 Land $87,842 Building $104,058

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	9 (1979–2019)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Oct 2019 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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