Kane County property record for 857 Morgan St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,345 sqft · built 1954 |
| Lot Size | 0.201 acres (8,747 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Aug 2021) |
| Tax Bill | $6,252 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-154-006 |
| Primary APN | 06-23-154-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,345 sqft Living Area |
| Gross Area | 2,281 sqft |
| 1st Floor Area | 1,345 sqft |
| Basement Area | 936 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 8,747 sqft (0.201 acres) |
| Lot Dimensions | 114 ft deep x 77 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 857 MORGAN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STRACHANS SUB PART OF THE NORTHWEST 1/4 SEC 23-41-8 WEST 33 FT LOT 2 & ALL OF LOT 1 BLOCK 1 |
| Legal Range | 08 |
| Legal Township | 41 |
| Legal Section | 23 |
| Legal Subdivision | STRACHANS SUB |
| Legal Block | 4 |
| Legal Lot Number | 2,1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 851600 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 857 MORGAN ST, ELGIN, IL 60123-7327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2021 · Amount on Record |
| Deed Sale | Aug 26, 2021 · Amount on Record |
| Deed Document Number | 202165530 |
| Prior Transfer Date | Jun 10, 2010 |
| Prior Transfer Doc | 0000041032 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 26, 2021 |
| Property Address | 857 MORGAN ST, ELGIN, IL 60123-7327 |
| Document Number | 0000065530 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 2021K065530 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 857 MORGAN ST, ELGIN, IL 60123-7327 |
| Document Number | 0000065531 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021K065531 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,252.00 (+15.82%) Homeowner's exemption | ||
| 2024 | $82,856 (+21.39%) Land $19,086 Building $63,770 | $248,667 (+21.44%) Land $57,281 Building $191,387 | |
| 2022 | $5,398.00 (+14.58%) Homeowner's exemption | $68,254 (+6.96%) Land $15,723 Building $52,531 | $204,762 (+6.96%) Land $47,169 Building $157,593 |
| 2021 | $4,711.00 Homeowner's exemption | $63,813 Land $14,700 Building $49,113 | $191,439 Land $44,100 Building $147,339 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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