Kane County property record for 835 Morgan St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 897 sqft · built 1952 |
| Lot Size | 0.118 acres (5,130 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Jul 2019) |
| Tax Bill | $4,635 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-155-003 |
| Primary APN | 06-23-155-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 897 sqft Living Area |
| Gross Area | 1,794 sqft |
| 1st Floor Area | 897 sqft |
| Basement Area | 897 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 5,130 sqft (0.118 acres) |
| Lot Dimensions | 114 ft deep x 45 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 835 MORGAN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STRACHANS SUB PART NORTHWEST 1/4 SEC 23 LOT 3 BLOCK 2 |
| Legal Subdivision | STRACHANS SUB |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 851600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 835 MORGAN ST, ELGIN, IL 60123-7313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BEAZER MORTGAGE CORPORATION |
| Sep 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 30, 2019 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2019 · Amount on Record |
| Deed Sale | Jul 30, 2019 · Amount on Record |
| Deed Document Number | 201933673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 2, 2026 |
| Property Address | 835 MORGAN ST, ELGIN, IL 60123-7313 |
| Document Number | 0000013152 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 202613152 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | POST CLOSING |
| Name | Verified Name |
|---|---|
| Address | 835 MORGAN ST, ELGIN, IL 60123-7313 |
| Document Number | 0000013152, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 202613152 |
| Name | BEAZER MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 835 MORGAN ST, ELGIN, IL 60123-7313 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000070856 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2021K070856 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KEENE, NH 3431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 30, 2019 |
| Property Address | 835 MORGAN ST, ELGIN, IL 60123-7313 |
| Document Number | 0000033673 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 2019K033673 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 835 MORGAN ST, ELGIN, IL 60123-7313 |
| Document Number | 0000033674 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 2019K033674 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 3, 2049 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,635.00 (+4.67%) Homeowner's exemption | $68,761 (+8.57%) Land $12,953 Building $55,808 | $206,366 (+8.57%) Land $38,875 Building $167,491 |
| 2024 | $4,428.00 (+10.62%) | $63,334 (+21.39%) Land $11,931 Building $51,403 | $190,078 (+21.44%) Land $35,807 Building $154,271 |
| 2022 | $4,003.00 (+4.9%) Homeowner's exemption | $52,173 (+6.96%) Land $9,829 Building $42,344 | $156,519 (+6.96%) Land $29,487 Building $127,032 |
| 2021 | $3,816.00 Homeowner's exemption | $48,778 Land $9,189 Building $39,589 | $146,334 Land $27,567 Building $118,767 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures