Kane County property record for 834 Morgan St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1976 |
| Lot Size | 0.238 acres (10,362 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $287,000 (Sep 2023) |
| Tax Bill | $6,928 (2025) |
| Deeds & Mortgages | May 2026 Transfer Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-153-010 |
| Primary APN | 06-23-153-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 2,496 sqft |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,362 sqft (0.238 acres) |
| Lot Dimensions | 132 ft deep x 79 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 834 MORGAN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROTE & WALDRONS 4TH ADDN (EXCEPT SOUTH 2 FT) LOT 7 BLOCK 10 |
| Legal Subdivision | GROTE&WALDRONS 4TH ADDN |
| Legal Block | 10 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 851600 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 834 MORGAN ST, ELGIN, IL 60123-7314 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 6, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE CREDIT UNION FOR ALL |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on Record |
| Deed Sale | Sep 29, 2023 · Amount on Record |
| Prior Sale | Jan 9, 2006 · Amount on Record |
| Deed Document Number | 202334073 |
| Last Transfer Date | Apr 28, 2026 |
| Transfer Doc | 0000018563 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 6, 2026 |
| Property Address | 834 MORGAN ST, ELGIN, IL 60123-7314 |
| Document Number | 0000018563 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202618563 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 834 MORGAN ST, ELGIN, IL 60123-7314 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 29, 2023 |
| Property Address | 834 MORGAN ST, ELGIN, IL 60123-7314 |
| Document Number | 0000034073 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 2023K034073 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $287.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 834 MORGAN ST, ELGIN, IL 60123-7314 |
| Document Number | 0000034074 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 2023K034074 |
| Name | THE CREDIT UNION FOR ALL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 834 MORGAN ST, ELGIN, IL 60123-7314 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000072768 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 2020K072768 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ITASCA, IL 60143 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate | 3.5% |
|---|
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,928.00 (+4.27%) | ||
| 2024 | $6,644.00 (+11.09%) | $91,022 (+21.39%) Land $19,086 Building $71,936 | $273,175 (+21.44%) Land $57,281 Building $215,894 |
| 2022 | $5,981.00 (+4.58%) Homeowner's exemption | $74,982 (+6.96%) Land $15,723 Building $59,259 | $224,946 (+6.96%) Land $47,169 Building $177,777 |
| 2021 | $5,719.00 Homeowner's exemption | $70,103 Land $14,700 Building $55,403 | $210,309 Land $44,100 Building $166,209 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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