Kane County property record for 837 Morgan St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1950 |
| Lot Size | 0.115 acres (4,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Oct 2023) |
| Tax Bill | $4,016 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jan 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-155-002 |
| Primary APN | 06-23-155-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 4,998 sqft (0.115 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 837 MORGAN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STRACHANS SUB PART NORTHWEST 1/4 SEC 23 LOT 2 BLOCK 2 |
| Legal Subdivision | STRACHANS SUB |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 851600 |
Source: Kane County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 837 MORGAN ST, ELGIN, IL 60123-7313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Oct 18, 2023 | Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE |
| Jan 13, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2023 · Amount on Record |
| Deed Sale | Oct 18, 2023 · Amount on Record |
| Prior Sale | Feb 16, 2012 · Amount on Record |
| Deed Document Number | 202336565 |
| Prior Transfer Date | Sep 27, 2019 |
| Prior Transfer Doc | 0000001959 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 18, 2023 |
| Property Address | 837 MORGAN ST, ELGIN, IL 60123-7313 |
| Document Number | 0000036565 |
| Instrument Date | Oct 17, 2023 |
| Instrument | 2023K036565 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 837 MORGAN ST, ELGIN, IL 60123-7313 |
| Document Number | 0000036566 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 2023K036566 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.87% |
| Document Number | 0000036567 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 2023K036567 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Nov 1, 2028 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 13, 2020 |
| Property Address | 837 MORGAN ST, ELGIN, IL 60123-7313 |
| Document Number | 0000001959 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 1959 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 828 ADAMS ST ELGIN IL 601237342, ELGIN, IL 60123-7342 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,016.00 (+12.75%) | $68,642 (+8.57%) Land $12,953 Building $55,689 | $206,008 (+8.57%) Land $38,875 Building $167,134 |
| 2024 | $63,224 (+21.39%) Land $11,931 Building $51,293 | $189,748 (+21.44%) Land $35,807 Building $153,941 | |
| 2022 | $3,562.00 (+12.54%) Homeowner's exemption | $52,082 (+6.96%) Land $9,829 Building $42,253 | $156,246 (+6.96%) Land $29,487 Building $126,759 |
| 2021 | $3,165.00 Homeowner's exemption | $48,693 Land $9,189 Building $39,504 | $146,079 Land $27,567 Building $118,512 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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