Monroe County property record for 857 Ellen Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 2004 |
| Lot Size | 0.224 acres (9,750 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,439 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2020 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 00550240-000000 |
| Primary APN | 00550240-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 1,764 sqft |
| 1st Floor Area | 1,400 sqft |
| Attic | Attic |
| Attic Area | 480 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,750 sqft (0.224 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,420 sqft |
| Patio Area | 543 sqft |
| Boat Access | Boat Access |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1673722 |
|---|---|
| Street Address | 857 ELLEN DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 16 LT 7 TWIN LAKES PB3-160 KEY LARGO OR370-613/14 OR907-338 OR1654-1993 OR1734-1950 OR1882-1729/30 OR2190-2375/76 OR3040-1915 OR3040-2460 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 14 |
| Legal Subdivision | TWIN LAKES |
| Legal Block | 16 |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 857 ELLEN DR, KEY LARGO, FL 33037-2718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage GREENBOX LOANS INC |
| Aug 31, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2020 |
| Deed Sale | Aug 31, 2020 |
| Prior Sale | Aug 31, 2020 |
| Deed Document Number | 20202279516 |
| Deed Book / Page | 3040 / 2460 |
| Prior Transfer Date | Feb 21, 2006 |
| Prior Transfer Doc | 0021902375 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 31, 2020 |
| Property Address | 857 ELLEN DR, KEY LARGO, FL 33037-2718 |
| Document Number | 0030402460 |
| Book / Page | 3040 / 2460 |
| Map Reference | MB 3 PG 160 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 2279516 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8320 MENTEITH TER, 8320, MIAMI LAKES, FL 33016-1433 |
| Name | Verified Name |
|---|---|
| Address | 857 ELLEN DR, KEY LARGO, FL 33037-2718 |
| Document Number | 0003041100 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 3041/100 |
| Name | GREENBOX LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 31, 2020 |
| Property Address | 857 ELLEN DR, KEY LARGO, FL 33037-2718 |
| Document Number | 0030401915 |
| Book / Page | 003040 / 001915 |
| Instrument Date | May 13, 2020 |
| Instrument | 2279392 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8320 MENTEITH TER MIAMI LAKES FL 330161433, MIAMI LAKES, FL 33016-1433 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $643,478 (+5.99%) | $1,299,595 (+11.12%) Land $922,740 Building $376,855 | |
| 2024 | $5,439.00 (+3.76%) | ||
| 2023 | $5,242.00 (+5.98%) Homeowner's exemption | $607,131 (+3%) | $1,169,529 (+48.98%) Land $807,398 Building $362,131 |
| 2022 | $4,946.00 Homeowner's exemption | $589,448 | $785,037 Land $487,988 Building $297,049 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 281 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 299 units insured incl. 18 condo units |
| Nearby Flood Claims | 163 (1992–2024) |
| Claims Outside the SFHA | 3 of 163 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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