Monroe County property record for 855 Ellen Dr, Key Largo, FL 33037 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,420 sqft · built 1958 |
| Lot Size | 0.224 acres (9,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Mar 1991) |
| Tax Bill | $3,638 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00550250-000000 |
| Primary APN | 00550250-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| 1st Floor Area | 1,420 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,750 sqft (0.224 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 504 sqft |
| Deck Area | 180 sqft |
| Patio Area | 36 sqft |
| Boat Access | Boat Access |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1673731 |
|---|---|
| Street Address | 855 ELLEN DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 16 LT 8 TWIN LAKES PB3-160 KEY LARGO OR574-314 OR801-2369 OR855-2131 OR1121-169 OR1165-1382 OR3239-2346 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 14 |
| Legal Subdivision | TWIN LAKES |
| Legal Block | 16 |
| Legal Lot Number | 8 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970400 |
Source: Monroe County records · APN 00550250-000000
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 153 W FIRETHORN CIR, INLET BEACH, FL 32461-8710 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 1991 · Amount on Record |
| Deed Sale | Mar 01, 1991 · Amount on Record |
| Prior Sale | Feb 01, 1990 · Amount on Record |
| Deed Book / Page | 1165 / 1382 |
| Last Transfer Date | Jun 26, 2025 |
| Transfer Doc | 0033321574 |
| Record Updated | Jun 08, 2026 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $408,297 (+5.99%) | $1,151,644 (+13.93%) Land $922,740 Building $228,904 | |
| 2024 | $3,638.00 (+4.51%) | ||
| 2023 | $3,481.00 (+5.58%) Homeowner's exemption | $385,234 (+3%) | $1,010,856 (+45.54%) Land $807,398 Building $203,458 |
| 2022 | $3,297.00 Homeowner's exemption | $374,014 | $694,546 Land $487,988 Building $206,558 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879704003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 281 individual NFIP policies nearby |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 299 units insured (18 under condo master policies) 175 of 281 individual policies on primary residences |
| Nearby Flood Claims | 163 (1992–2024) |
| Claims Outside the SFHA | 3 of 163 |
| Most Recent Claim | Sep 2024, rainfall accumulation, Hurricane Helene |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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