Monroe County property record for 852 Ellen Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,968 sqft · built 2016 |
| Lot Size | 0.169 acres (7,366 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,000 (May 2016) |
| Tax Bill | $7,207 (2024) |
| Deeds & Mortgages | Feb 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 00550070-000000 |
| Primary APN | 00550070-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,968 sqft Living Area |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,366 sqft (0.169 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Covered |
| Garage Area | 1,326 sqft |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1673552 |
|---|---|
| Street Address | 852 ELLEN DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 15 LT 10 TWIN LAKES PB3-160 KEY LARGO OR244-160/161 OR504-221 COUNTY JUDGES DOCKET 12-140A OR816-1383 OR880-77 OR908-407 OR1093-1295 OR1093-1289AFF OR1372-1818 OR1372-1819 OR2019-509 OR2207-1523 OR2328-759 OR2709-1240 OR2795-593/94 OR3213-1231 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 14 |
| Legal Subdivision | TWIN LAKES |
| Legal Block | 15 |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 224 S OCEAN SHORES DR, KEY LARGO, FL 33037-4218 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2016 · Amount on Record |
| Deed Sale | May 5, 2016 · Amount on Record |
| Prior Sale | Oct 28, 2014 · Amount on Record |
| Deed Document Number | 20162074437 |
| Deed Book / Page | 2795 / 593 |
| Last Transfer Date | Feb 27, 2023 |
| Transfer Doc | 0032131231 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 27, 2023 |
| Property Address | 852 ELLEN DR, KEY LARGO, FL 33037-2768 |
| Document Number | 0032131231 |
| Book / Page | 3213 / 1231 |
| Map Reference | MB 3 PG 160 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 2408164 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 224 S OCEAN SHORES DR, KEY LARGO, FL 33037-4218 |
| Name | Verified Name |
|---|---|
| Address | 350 FOUNDERS AVE # F101, F101, EAGLE, CO 81631-6640 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $735,655 (-5.37%) Land $311,803 Building $423,852 | $735,655 (-5.37%) Land $311,803 Building $423,852 | |
| 2024 | $7,207.00 (+8.78%) | ||
| 2023 | $6,625.00 (+15.28%) | $777,369 (+18.9%) Land $375,666 Building $401,703 | $777,369 (+18.9%) Land $375,666 Building $401,703 |
| 2022 | $5,747.00 | $653,806 Land $247,940 Building $405,866 | $653,806 Land $247,940 Building $405,866 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 281 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 299 units insured incl. 18 condo units |
| Nearby Flood Claims | 163 (1992–2024) |
| Claims Outside the SFHA | 3 of 163 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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