854 Ellen Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 854 Ellen Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,175 sqft · built 1970
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$230,000 (May 2017)
Tax Bill	$4,379 (2024)
Deeds & Mortgages	May 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`00550060-000000`

Property Details

APN / Parcel Number

Primary APN	`00550060-000000`
Alternative APNs	`14613900550060000000` `1673544`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,175 sqft Living Area
1st Floor Area	2,175 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	446 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1673544
Street Address	854 ELLEN DR
City	KEY LARGO
State	FL
Zip	33037-2768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 15 LT 9 TWIN LAKES PB3-160 KEY LARGO OR458-315 OR596-379 OR709-236 OR745-347Q OR847-672 OR1078-1003 OR1195-631 OR1570-360OR1763-83/92F/J OR1882-1590 OR2038-1874/75 OR2184-1225C OR2773-310/11C/T OR2856-1588
Legal Range	39E
Legal Township	61S
Legal Section	14
Legal Subdivision	TWIN LAKES
Legal Block	15
Legal Lot Number	9
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3003
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 DRURY DR, KEY LARGO, FL 33037-4131
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2017 · Amount on Record
Deed Sale	May 26, 2017 · Amount on Record
Prior Sale	Dec 10, 2015
Deed Book / Page	2856 / 1588
Prior Transfer Date	Jan 25, 2006
Prior Transfer Doc	0021841225
Record Updated	Jun 8, 2026

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE FL
Recording Date	May 26, 2017
Property Address	854 ELLEN DR, KEY LARGO, FL 33037-2768
Document Number	0028561588
Book / Page	002856 / 001588
Instrument Date	May 25, 2017
Instrument	2124966
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	COASTAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,610.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 DRURY DR KEY LARGO FL 330374131, KEY LARGO, FL 33037-4131

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$577,011 (-6.44%) Land $263,940 Building $313,071	$577,011 (-6.44%) Land $263,940 Building $313,071
2024	$4,379.00 (+8.53%)
2023	$4,035.00 (+30.46%)	$616,758 (+69.12%) Land $318,000 Building $298,758	$616,758 (+69.12%) Land $318,000 Building $298,758
2022	$3,093.00	$364,677 Land $209,880 Building $154,797	$364,677 Land $209,880 Building $154,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 281 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	299 units insured incl. 18 condo units
Nearby Flood Claims	163 (1992–2024)
Claims Outside the SFHA	3 of 163
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 29 claims Hurricane Wilma, Oct 2005 · 96 claims Hurricane Georges, Sep 1998 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20