856 Willow Dr, Dakota Dunes (North Sioux City), SD 57049 Property Records

Union County property record for 856 Willow Dr, Dakota Dunes, SD 57049 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,666 sqft · built 1992
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Jul 2018)
Tax Bill	$4,452 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23.WL.11.1004`

Property Details

APN / Parcel Number

Primary APN	`23.WL.11.1004`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,666 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,966 sqft (0.114 acres)
Garage Type	Attached
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	856 WILLOW DR
City	DAKOTA DUNES
State	SD
Zip	57049-5130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 1 WILLOWS ADD PHASE 1 & E10' OF LOT 3 (.114A)
Legal Subdivision	WILLOWS ADD
Legal Phase	1
Legal Block	1
Legal Lot Number	4,3
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BIG SIOUX
Census Block Group	2
Census Block	2001
Census Tract	20301

Owner

Source: Union County records · APN 23.WL.11.1004

Assessment roll updated October 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	856 WILLOW DR, DAKOTA DUNES, SD 57049-5130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2017	Deed of Trust, Mortgage · Commercial Mortgage SIOUXLAND FCU
Jul 02, 2018	Warranty Deed, Transfer · ARM THE SECURITY NATIONAL BANK OF SIOUX
Nov 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2018 · Amount on Record
Deed Sale	Jul 02, 2018 · Amount on Record
Prior Sale	Nov 14, 2017 · Amount on Record
Deed Document Number	20182722
Deed Book / Page	108 / 423
Record Updated	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	856 WILLOW DR, DAKOTA DUNES, SD 57049-5130
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 175297
Date	Dec 29, 2017
Book Page	170/0994
Instrument	175297

Lender

Name	SIOUXLAND FCU
Type	Credit Union
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2038

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Jul 02, 2018
Property Address	856 WILLOW DR, DAKOTA DUNES, SD 57049-5130
Document Number	00108/0423
Book / Page	108 / 0423
Instrument Date	Jun 28, 2018
Instrument	182722
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000182723
Date	Jul 02, 2018
Instrument	182723

Lender

Name	THE SECURITY NATIONAL BANK OF SIOUX
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Aug 01, 2028
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	6.12%
Index	1-Year CMT
Margin	3
Max Rate	10.1%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Nov 14, 2017
Property Address	856 WILLOW DR, DAKOTA DUNES, SD 57049-5130
Document Number	00107/0617
Book / Page	107 / 0617
Instrument Date	Oct 31, 2017
Instrument	174526
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2242 CENTURY HL, 2242, LOS ANGELES, CA 90067-3505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 E PINEHURST TRL, NORTH SIOUX CITY, SD 57049-5479

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Big Sioux Township
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,452.00 (+31.83%)	$282,331 (+30.34%) Land $49,658 Building $232,673
2024	$3,377.00 (-0.62%)
2023	$3,398.00 (+1.86%)	$216,610 Land $37,631 Building $178,979
2022	$3,336.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (46127C), updated May 31, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 461270203012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 124 individual NFIP policies nearby
Nearby Flood Policies	124 in force
Nearby Flood Claims	33 (2011–2024)
Claims Outside the SFHA	25 of 33
Most Recent Claim	Jun 2024, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms And Flooding, Jun 2019 · 2 claims Flooding, Jul 2011 · 26 claims

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 43% of South Dakota
Wildfire Likelihood	About 1 in 725 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 238 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Long Lines	Cable	1,500 / 50
Hawkeye Topco Holdings	Fiber	1,000 / 1,000
Cable One	Cable	1,000 / 50

May also be available at this address: Verizon, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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