852 Willow Dr, Dakota Dunes (North Sioux City), SD 57049 Property Records

Union County property record for 852 Willow Dr, Dakota Dunes, SD 57049

Property Summary

Property Type	Single Family Home
Details	2 bd · 5 ba · 2,064 sqft · built 1992
Lot Size	0.071 acres (3,093 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jan 2019)
Tax Bill	$4,702 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23.WL.11.1002`

Property Details

APN / Parcel Number

Primary APN	`23.WL.11.1002`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	2,064 sqft Living Area
Flooring	Brick
Interior Walls	Brick
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Combination
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,093 sqft (0.071 acres)
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	852 WILLOW DR
City	NORTH SIOUX CITY
State	SD
Zip	57049-5130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 1 LESS W 10' WILLOWS ADD PHASE 1 (.071A)
Legal Subdivision	WILLOWS ADD
Legal Phase	1
Legal Block	1
Legal Lot Number	2
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BIG SIOUX
Census Block Group	2
Census Block	2001
Census Tract	20301

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	852 WILLOW DR, NORTH SIOUX CITY, SD 57049-5130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 31, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Oct 24, 2018	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2019 · Amount on Record
Deed Sale	Jan 31, 2019 · Amount on Record
Prior Sale	Oct 24, 2018 · Amount on Record
Deed Document Number	2019401
Deed Book / Page	109 / 64
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	852 WILLOW DR, DAKOTA DUNES, SD 57049-5130
Transaction Type	Mortgage
Record Updated	Apr 30, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	176/266
Date	Mar 27, 2020
Book Page	176/266
Instrument	201405

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Jan 31, 2019
Property Address	852 WILLOW DR, DAKOTA DUNES, SD 57049-5130
Document Number	00109/0064
Book / Page	109 / 0064
Instrument Date	Jan 7, 2019
Instrument	190401
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	852 WILLOW DR, DAKOTA DUNES, SD 57049-5130

Mortgage

Document Number	0000190402
Date	Jan 31, 2019
Instrument	190402

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Oct 24, 2018
Property Address	852 WILLOW DR, DAKOTA DUNES, SD 57049-5130
Document Number	00108/0710
Book / Page	108 / 0710
Instrument Date	Oct 4, 2018
Instrument	184552
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	852 WILLOW DR, 852, DAKOTA DUNES, SD 57049-5130

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Mortgage

Document Number	0000184553
Date	Oct 24, 2018
Instrument	184553

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Big Sioux Township
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,702.00	$298,174 (-) Land $30,928 Building $267,246
2025	$4,702.00 (+32.49%)	$298,174 (+30.98%) Land $30,928 Building $267,246
2024	$3,549.00 (-0.62%)
2023	$3,571.00 (+1.85%)	$227,657 Land $22,083 Building $205,574
2022	$3,506.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 124 policies
Nearby Flood Policies	124 in force
Nearby Flood Claims	33 (2011–2024)
Claims Outside the SFHA	25 of 33
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 2 claims Flooding, Jul 2011 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 43% of South Dakota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAKOTA DUNES CID serves 3,700 people · EPA ID SD4602093
Water Source	Purchased groundwater influenced by surface water from SIOUX CITY WATER SUPPLY
Last State Inspection	Apr 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
ImOn Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Nextlink, Verizon.

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