850 Willow Dr, Dakota Dunes (North Sioux City), SD 57049 Property Records

Union County property record for 850 Willow Dr, Dakota Dunes, SD 57049

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,935 sqft · built 1992
Lot Size	0.123 acres (5,358 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Oct 2018)
Tax Bill	$4,986 (2026)
Deeds & Mortgages	Aug 2025 Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23.WL.11.1001`

Property Details

APN / Parcel Number

Primary APN	`23.WL.11.1001`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	1,935 sqft Living Area
Flooring	Brick
Interior Walls	Brick
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Combination
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,358 sqft (0.123 acres)
Garage Type	Attached
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	850 WILLOW DR
City	NORTH SIOUX CITY
State	SD
Zip	57049-5130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 1 & W 10' OF LOT 2 WILLOWS ADD PHASE 1 (.123A)
Legal Subdivision	WILLOWS ADD
Legal Phase	1
Legal Block	W,1
Legal Lot Number	1-2
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BIG SIOUX
Census Block Group	2
Census Block	2001
Census Tract	20301

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	850 WILLOW DR, NORTH SIOUX CITY, SD 57049-5130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage SIOUXLAND FCU
May 3, 2021	Intrafamily Transfer, Transfer
Oct 10, 2018	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2018 · Amount on Record
Deed Sale	Oct 10, 2018 · Amount on Record
Deed Document Number	20184292
Deed Book / Page	108 / 662
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	850 WILLOW DR, DAKOTA DUNES, SD 57049-5130
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000186/484
Date	Aug 7, 2025
Book Page	186/484
Instrument	251774

Lender

Name	SIOUXLAND FCU
Type	Credit Union
Address	3000 PLAZA DR, SOUTH SIOUX CITY, NE 68776

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2035
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Margin	3
Max Rate	12.2%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION SD
Recording Date	May 3, 2021
Property Address	850 WILLOW DR, DAKOTA DUNES, SD 57049-5130
Document Number	000111/255
Book / Page	111 / 255
Instrument Date	Dec 22, 2020
Instrument	212146
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 WILLOW DR, DAKOTA DUNES, SD 57049-5130

October 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION SD
Recording Date	Oct 10, 2018
Property Address	850 WILLOW DR, DAKOTA DUNES, SD 57049-5130
Document Number	00108/0662
Book / Page	108 / 0662
Instrument Date	Aug 30, 2018
Instrument	184292
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4801 FREDERICA ST, OWENSBORO, KY 42301-7441

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Big Sioux Township
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,986.00	$316,174 (-) Land $53,579 Building $262,595
2025	$4,986.00 (+32.04%)	$316,174 (+30.53%) Land $53,579 Building $262,595
2024	$3,776.00 (-0.63%)
2023	$3,800.00 (+1.88%)	$242,223 Land $40,227 Building $201,996
2022	$3,730.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 124 policies
Nearby Flood Policies	124 in force
Nearby Flood Claims	33 (2011–2024)
Claims Outside the SFHA	25 of 33
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 2 claims Flooding, Jul 2011 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 43% of South Dakota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAKOTA DUNES CID serves 3,700 people · EPA ID SD4602093
Water Source	Purchased groundwater influenced by surface water from SIOUX CITY WATER SUPPLY
Last State Inspection	Apr 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
ImOn Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Nextlink, Verizon.

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