856 E Gulf Beach Dr, Eastpoint, FL 32328 Property Records

Franklin County property record for 856 E Gulf Beach Dr, Eastpoint, FL 32328

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,936 sqft · built 2023
Lot Size	0.345 acres (15,021 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (Sep 2023)
Tax Bill	$12,286 (2025)
Deeds & Mortgages	Nov 2023 Transfer Sep 2023 Sale + 4 more
Flood Zone	Zone AE (high risk)
APN	`29-09S-06W-7312-000H-0080`

Property Details

APN / Parcel Number

Primary APN	`29-09S-06W-7312-000H-0080`
Alternative APN	`06W09S297312000H0080`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	1,936 sqft Living Area
1st Floor Area	1,936 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Bungalow
Exterior Material	Concrete
Construction Type	Wood
Roof Material	Metal
Lot Area	15,021 sqft (0.345 acres)
Lot Width	100 ft Width
Porch	Finished/Open Porch
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	856 E GULF BEACH DR
City	EASTPOINT
State	FL
Zip	32328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 2 BL H LOT 8 ST GEO ISL ORB 119/594 183/514 217/208 ORB 488/240 643/375 923/69 1219/742 1296/790 1374/784 1378/704
Legal Range	06W
Legal Township	09S
Legal Section	29
Legal Subdivision	ST GEORGE ISLAND
Legal Block	H
Legal Lot Number	8
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	APALACHICOLA
Census Block Group	1
Census Block	1060
Census Tract	970304

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 STONEHILL RD, FORSYTH, GA 31029-8132
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Intrafamily Transfer, Transfer
Sep 21, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage PROGRESS BANK & TRUST
Apr 12, 2021	Warranty Deed, Transfer SETCO SERVICES LLC
Nov 27, 2018	Warranty Deed, Transfer TALLAHASSEE TITLE GROUP LLC, TALLAHASSEE TITLE GRP LLC
May 30, 2018	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2023 · Amount on Record
Deed Sale	Sep 21, 2023 · Amount on Record
Prior Sale	Apr 12, 2021 · Amount on Record
Deed Document Number	20234899
Deed Book / Page	1374 / 784
Last Transfer Date	Nov 10, 2023
Transfer Doc	0019005883
Record Updated	Jun 8, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN FL
Recording Date	Nov 13, 2023
Property Address	856 E GULF BEACH DR, EASTPOINT, FL 32328-2918
Document Number	0019005883
Book / Page	1378 / 704
Map Reference	MB 2 PG 15
Instrument Date	Nov 10, 2023
Instrument	202319005883
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 STONEHILL RD, FORSYTH, GA 31029-8132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 STONEHILL RD, FORSYTH, GA 31029-8132

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Sep 21, 2023
Property Address	856 E GULF BEACH DR, EASTPOINT, FL 32328-2918
Document Number	0019004899
Book / Page	1374 / 784
Map Reference	MB 2 PG 15
Instrument Date	Sep 21, 2023
Instrument	202319004899
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$10,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2050 W COUNTY HIGHWAY 30AM-117, SANTA ROSA BEACH, FL 32459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 STONEHILL RD, FORSYTH, GA 31029-8132

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	856 E GULF BEACH DR, EASTPOINT, FL 32328-2918
Transaction Type	Mortgage
Record Updated	May 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	M1 117 2050 W COUNTY HIGHWAY 30A, 30A, SANTA ROSA BEACH, FL 32459

Mortgage

Document Number	0019002466
Date	Apr 22, 2022
Book Page	1333/613
Instrument	202219002466

Lender

Name	PROGRESS BANK & TRUST
Type	Bank
Address	DESTIN, FL 32541

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Apr 12, 2021
Property Address	856 E GULF BEACH DR, EASTPOINT, FL 32328-2918
Document Number	0019002188
Book / Page	1296 / 790
Map Reference	MB 2 PG 15
Instrument Date	Apr 5, 2021
Instrument	202119002188
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$1,460.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4728 HIGHLAND CIR, 4728, GAINESVILLE, GA 30506-3145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 W COUNTY HIGHWAY 30A # M1, M1, SANTA ROSA BEACH, FL 32459-0187

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Nov 27, 2018
Property Address	856 E GULF BEACH DR, EASTPOINT, FL 32328-2918
Document Number	0019005498
Book / Page	001231 / 000428
Instrument Date	Nov 26, 2018
Instrument	19005498
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	TALLAHASSEE TITLE GROUP LLC, TALLAHASSEE TITLE GRP LLC

Transaction

Amount	Amount Recorded
Tax	$1,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 385 EASTPOINT FL 323280385, EASTPOINT, FL 32328-0385

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	May 30, 2018
Property Address	856 E GULF BEACH DR, EASTPOINT, FL 32328-2918
Document Number	0019002618
Book / Page	1219 / 742
Map Reference	MB2 PG15
Instrument Date	May 21, 2018
Instrument	201819002618
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	TALLAHASSEE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3151 S JOSEPHINE ST, 3151, DENVER, CO 80210-6831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 HIGHLAND CIR, GAINESVILLE, GA 30506-3145

Mortgage

Document Number	0019002619
Date	May 30, 2018
Instrument	201819002619

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 21, 2021

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,286.00 (-9.48%)	$1,316,811 (-8.47%) Land $238,000 Building $1,078,811	$1,316,811 (-8.47%) Land $238,000 Building $1,078,811
2024	$13,573.00 (+495.31%)	$1,438,735 (+504.51%) Land $238,000 Building $1,200,735	$1,438,735 (+504.51%) Land $238,000 Building $1,200,735
2023	$2,280.00 (+8.93%)	$238,000 (+14.29%) Land $238,000	$238,000 (+14.29%) Land $238,000
2022	$2,093.00	$208,250 Land $208,250	$208,250 Land $208,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 997 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,020 units insured incl. 23 condo units
Nearby Flood Claims	1,119 (1985–2024)
Claims Outside the SFHA	1 of 1,119
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Michael, Oct 2018 · 524 claims Hurricane Dennis, Jul 2005 · 335 claims Hurricane Opal, Oct 1995 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER MGMT SERVICES (ST. GEORGE ISLAND) private · serves 5,272 people · EPA ID FL1190789
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2024 Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

856 E Gulf Beach Dr, Eastpoint, FL 32328 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Gulf Beach Dr

Nearby Streets

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