Arapahoe County property record for 855 Waterloo Cir, Aurora, CO 80018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,801 sqft · built 2019 |
| Owner | Individual Name on File |
| Last Sale | $407,787 (Nov 2019) |
| Tax Bill | $7,199 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Oct 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1977-04-4-12-004 |
| Primary APN | 1977-04-4-12-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,801 sqft Living Area |
| Gross Area | 4,220 sqft |
| 1st Floor Area | 1,801 sqft |
| Basement Area | 1,801 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Driveway | Driveway |
| Driveway Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 035313867 |
|---|---|
| Street Address | 855 WATERLOO CIR |
| City | AURORA |
| State | CO |
| Zip | 80018-1834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RNEP |
| Legal Description | TOWNSHIP T4S MAPPLATB 528 MAPPLATP 59 SUBDIVISIONCD 056102 SUBDIVISIONNAME SKY RANCH SUBDIVISION FLG NO 1 BLOCK 012 LOT 004 LOT 4 BLK 12 SKY RANCH SUB FLG NO 1 |
| Legal Subdivision | SKY RANCH SUBDIVISION FLG NO 1 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | ARAPAHOE CO |
| Township / Civil Division | EAST ARAPAHOE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 7111 |
855 Waterloo Cir is owned and occupied by an individual who bought it in November 2019.
Source: Arapahoe County records, as of July 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 855 WATERLOO CIR, AURORA, CO 80018-1834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · Line of Credit WESTERRA CU |
| Oct 13, 2021 | Deed of Trust, Mortgage · Line of Credit WESTERRA CU |
| Jun 25, 2025 | Deed of Trust, Mortgage · Line of Credit WESTERRA CREDIT UNION |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Nov 5, 2019 | Grant Deed, Transfer · Conventional with PMI KBHS HM LNS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2019 · Amount on File |
| Deed Sale | Nov 5, 2019 · Amount on File |
| Deed Document Number | 2019120158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 855 WATERLOO CIR, AURORA, CO 80018-1834 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00E1044114 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | E1044114 |
| Name | WESTERRA CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 15, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 855 WATERLOO CIR, AURORA, CO 80018-1834 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00E1156329 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | E1156329 |
| Name | WESTERRA CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 12, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 855 WATERLOO CIR, AURORA, CO 80018-1834 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 855 WATERLOO CIR, AURORA, CO 80018-1834 |
| Document Number | 00E5045584 |
|---|---|
| Date | Jun 25, 2025 |
| Instrument | E5045584 |
| Name | WESTERRA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 24, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 855 WATERLOO CIR, AURORA, CO 80018-1834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 855 WATERLOO CIR, AURORA, CO 80018-1834 |
| Document Number | 00E0179391 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | E0179391 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | Nov 5, 2019 |
| Property Address | 855 WATERLOO CIR, AURORA, CO 80018-1834 |
| Document Number | 00D9120158 |
| Instrument Date | Oct 31, 2019 |
| Instrument | D9120158 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.78 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 855 N WATERLOO CIR AURORA CO 80010, AURORA, CO 80010 |
| Document Number | D9120159 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | D9120159 |
| Name | KBHS HM LNS LLC |
|---|---|
| Address | IRVING, TX 75039 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 4, 2049 |
The 2025 property tax bill for 855 Waterloo Cir was $7,199, up 3.6% from the year before.
Source: Arapahoe County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Arapahoe County |
| Unified School District | Adams-Arapahoe School District 28J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,915 (-2.08%) | $570,500 (-) Land $130,000 Building $440,500 | |
| 2025 | $7,199.00 (+3.55%) | $35,656 | $570,500 Land $130,000 Building $440,500 |
| 2024 | $6,952.00 | ||
| 2023 | $35,631 | $586,800 Land $109,250 Building $477,550 | |
| 2021 | $5,677.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 855 Waterloo Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jun 2023 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 855 Waterloo Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.5% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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