845 Waterloo Cir, Aurora, CO 80018 Property Records

Arapahoe County property record for 845 Waterloo Cir, Aurora, CO 80018 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,641 sqft · built 2019
Owner	Individual Name on File
Last Sale	$640,000 (Jun 2026)
Tax Bill	$7,339 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1977-04-4-12-006`

Property Details

APN / Parcel Number

Primary APN	`1977-04-4-12-006`
Alternative APNs	`035313883` `35313883` `313883`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,641 sqft Living Area
Gross Area	4,573 sqft
1st Floor Area	1,295 sqft
2nd Floor Area	1,421 sqft
Basement Area	1,295 sqft
Finished Basement	925 sqft
Unfinished Basement	370 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	035313883
Street Address	845 WATERLOO CIR
City	AURORA
State	CO
Zip	80018-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNSHIP T4S MAPPLATB 528 MAPPLATP 59 SUBDIVISIONCD 056102 SUBDIVISIONNAME SKY RANCH SUBDIVISION FLG NO 1 BLOCK 012 LOT 006 LOT 6 BLK 12 SKY RANCH SUB FLG NO 1
Legal Subdivision	SKY RANCH SUBDIVISION FLG NO 1
Legal Block	1
Legal Lot Number	6
Jurisdiction	ARAPAHOE CO
Township / Civil Division	EAST ARAPAHOE
Census Block Group	1
Census Block	1017
Census Tract	7111

Owner

Source: Arapahoe County records · APN 1977-04-4-12-006

Assessment roll updated June 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3442 PUMA AVE, ROSAMOND, CA 93560-6399
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Special Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
May 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 08, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 13, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 05, 2019	Grant Deed, Transfer · VA Mortgage KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Dec 05, 2019 · Amount on Record
Deed Document Number	202644769
Record Updated	Sep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jun 29, 2026
Property Address	845 WATERLOO CIR, AURORA, CO 80018-1834
Document Number	0000044769
Instrument Date	Jun 25, 2026
Instrument	202644769
Transaction Type	Transfer
Record Updated	Jul 07, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,464.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3442 PUMA AVE, ROSAMOND, CA 93560-6399

Mortgage

Document Number	0000044770,
Date	Jun 29, 2026
Instrument	202644770

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.36%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	845 WATERLOO CIR, AURORA, CO 80018-1834
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 WATERLOO CIR, AURORA, CO 80018-1834

Mortgage

Document Number	00E1077370
Date	May 12, 2021
Instrument	E1077370

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	May 01, 2050

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	845 WATERLOO CIR, AURORA, CO 80018-1834
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E3062298
Date	Sep 08, 2023
Instrument	E3062298

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 01, 2043

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	845 WATERLOO CIR, AURORA, CO 80018-1834
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0103786
Date	Aug 13, 2020
Instrument	E0103786

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 01, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Dec 05, 2019
Property Address	845 WATERLOO CIR, AURORA, CO 80018-1834
Document Number	00D9133066
Instrument Date	Nov 21, 2019
Instrument	D9133066
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$49.15
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	845 N WATERLOO CIR AURORA CO 80018, AURORA, CO 80018

Mortgage

Document Number	D9133067
Date	Dec 05, 2019
Instrument	D9133067

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 04, 2049

Tax Assessment & Valuation

Source: Arapahoe County records · Assessment roll updated June 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Unified School District	Adams-Arapahoe School District 28J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,606 (-2.08%)	$581,800 (-) Land $130,000 Building $451,800
2025	$7,339.00 (-9.25%)	$36,363 (-12.49%)	$581,800 (-13.83%) Land $130,000 Building $451,800
2024	$8,087.00 (+21.66%)
2023		$41,554	$675,200 Land $109,250 Building $565,950
2021	$6,647.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Arapahoe County (08005C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080050071111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023, rainfall accumulation, Severe Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Low above 6% of the US · above 3% of Colorado
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 213 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Lumen Technologies	Fiber	2,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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