Arapahoe County property record for 831 Waterloo Cir, Aurora, CO 80018
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,508 sqft · built 2019 |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Jan 2020) |
| Tax Bill | $7,044 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Apr 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1977-04-4-06-001 |
| Primary APN | 1977-04-4-06-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,508 sqft Living Area |
| Gross Area | 3,417 sqft |
| 1st Floor Area | 1,689 sqft |
| Basement Area | 1,074 sqft |
| Finished Basement | 819 sqft |
| Unfinished Basement | 255 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Driveway | Driveway |
| Driveway Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 035312348 |
|---|---|
| Street Address | 831 WATERLOO CIR |
| City | AURORA |
| State | CO |
| Zip | 80018-1834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RNEP |
| Legal Description | TOWNSHIP T4S MAPPLATB 528 MAPPLATP 59 SUBDIVISIONCD 056102 SUBDIVISIONNAME SKY RANCH SUBDIVISION FLG NO 1 BLOCK 006 LOT 001 LOT 1 BLK 6 SKY RANCH SUB FLG NO 1 |
| Legal Subdivision | SKY RANCH SUBDIVISION FLG NO 1 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | ARAPAHOE CO |
| Township / Civil Division | EAST ARAPAHOE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 7111 |
Source: Arapahoe County records, as of June 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 831 WATERLOO CIR, AURORA, CO 80018-1834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC |
| Apr 29, 2025 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Oct 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Jan 27, 2020 | Grant Deed, Transfer · FHA Mortgage KBHS HM LNS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2020 · Amount on Record |
| Deed Sale | Jan 27, 2020 · Amount on Record |
| Deed Document Number | 202011336 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 831 WATERLOO CIR, AURORA, CO 80018-1834 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00E4008149 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | E4008149 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | TUCSON, AZ 85718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 5, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 831 WATERLOO CIR, AURORA, CO 80018-1834 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 831 WATERLOO CIR, AURORA, CO 80018-1834 |
| Document Number | 00E5029264 |
|---|---|
| Date | Apr 29, 2025 |
| Instrument | E5029264 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 831 WATERLOO CIR, AURORA, CO 80018-1834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 831 N WATERLOO CIRCLE, AURORA, CO 80018-1834 |
| Document Number | 00E0139015 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | E0139015 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | Jan 27, 2020 |
| Property Address | 831 WATERLOO CIR, AURORA, CO 80018-1834 |
| Document Number | 00E0011336 |
| Instrument Date | Jan 21, 2020 |
| Instrument | E0011336 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 831 WATERLOO CIR AURORA CO 800181834, AURORA, CO 80018-1834 |
| Document Number | E0011337 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | E0011337 |
| Name | KBHS HM LNS LLC |
|---|---|
| Address | IRVING, TX 75039 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 26, 2050 |
Source: Arapahoe County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Arapahoe County |
| Unified School District | Adams-Arapahoe School District 28J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,150 (-2.08%) | $558,000 (-) Land $130,000 Building $428,000 | |
| 2025 | $7,044.00 (+1.15%) | $34,875 (-2.29%) | $558,000 (-5.05%) Land $130,000 Building $428,000 |
| 2024 | $6,964.00 (+28.16%) | ||
| 2023 | $35,691 | $587,700 Land $109,250 Building $478,450 | |
| 2021 | $5,434.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jun 2023 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.5% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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