Arapahoe County property record for 871 Waterloo Cir, Aurora, CO 80018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,661 sqft · built 2019 |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Aug 2026) |
| Tax Bill | $6,454 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1977-04-4-12-001 |
| Primary APN | 1977-04-4-12-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,661 sqft Living Area |
| Gross Area | 2,171 sqft |
| 1st Floor Area | 693 sqft |
| 2nd Floor Area | 968 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Driveway Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 035313832 |
|---|---|
| Street Address | 871 WATERLOO CIR |
| City | AURORA |
| State | CO |
| Zip | 80018-1834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RNEP |
| Legal Description | TOWNSHIP T4S MAPPLATB 528 MAPPLATP 59 SUBDIVISIONCD 056102 SUBDIVISIONNAME SKY RANCH SUBDIVISION FLG NO 1 BLOCK 012 LOT 001 LOT 1 BLK 12 SKY RANCH SUB FLG NO 1 |
| Legal Subdivision | SKY RANCH SUBDIVISION FLG NO 1 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | ARAPAHOE CO |
| Township / Civil Division | EAST ARAPAHOE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 7111 |
871 Waterloo Cir is owned and occupied by two individuals who bought it in August 2026.
Source: Arapahoe County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 871 WATERLOO CIR, AURORA, CO 80018-1834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2026 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 17, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) COLORADO HOUSING & FINANCE AUTHORITY |
| Nov 17, 2021 | Special Warranty Deed, Transfer · FHA Mortgage KBHS HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2026 · Amount on File |
| Deed Sale | Aug 11, 2026 · Amount on File |
| Prior Sale | Nov 17, 2021 · Amount on File |
| Deed Document Number | 202655496 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | Aug 11, 2026 |
| Property Address | 871 WATERLOO CIR, AURORA, CO 80018-1834 |
| Document Number | 0000055496 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202655496 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,848.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 871 WATERLOO CIR, AURORA, CO 80018-1834 |
| Document Number | 0000055497, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 202655497 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 871 WATERLOO CIR, AURORA, CO 80018-1834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 00E1176567 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | E1176567 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | Nov 17, 2021 |
| Property Address | 871 WATERLOO CIR, AURORA, CO 80018-1834 |
| Document Number | 00E1176565 |
| Instrument Date | Nov 6, 2021 |
| Instrument | E1176565 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 871 WATERLOO CIR, AURORA, CO 80018-1834 |
| Document Number | 00E1176566 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | E1176566 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Number | 00E1176567 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | E1176567 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 871 Waterloo Cir was $6,454, up 11% from the year before.
Source: Arapahoe County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Arapahoe County |
| Unified School District | Adams-Arapahoe School District 28J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,512 (-2.08%) | $514,900 (-) Land $130,000 Building $384,900 | |
| 2025 | $6,454.00 (+10.99%) | $32,181 | $514,900 Land $130,000 Building $384,900 |
| 2024 | $5,815.00 | ||
| 2023 | $29,976 | $502,400 Land $109,250 Building $393,150 | |
| 2021 | $5,146.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 871 Waterloo Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jun 2023 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 871 Waterloo Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.5% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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