855 Ginger Ave, Billings, MT 59105 Property Records

Yellowstone County property record for 855 Ginger Ave, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,088 sqft · built 1987
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$514,749 (Jun 2026)
Tax Bill	$2,528 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000A240590`

Property Details

APN / Parcel Number

Primary APN	`000A240590`
Alternative APNs	`03-1033-20-4-16-10-0000` `R0325105` `A240590` `A24059`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,088 sqft Living Area
Gross Area	2,162 sqft
1st Floor Area	1,099 sqft
Basement Area	1,063 sqft
Finished Basement	989 sqft
Unfinished Basement	74 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2010
Architectural Style	Split Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)
View / Lot	Neighborhood / Spot
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	12 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	855 GINGER AVE
City	BILLINGS
State	MT
Zip	59105-2061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	TERRACE ESTATES SUB 1ST FILING, S20, T01 N, R26 E, BLOCK 11, LOT 15
Legal Subdivision	TERRACE ESTATES SUB 1ST FILING
Legal Block	11
Legal Lot Number	15
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	4
Census Block	4045
Census Tract	1402

Owner

Source: Yellowstone County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	855 GINGER AVE, BILLINGS, MT 59105-2061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage STOCKMAN BK/MONTANA
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK
Sep 20, 2023	Warranty Deed, Transfer · Conventional Mortgage WESTERN SECURITY BANK
Mar 20, 2017	Deed of Trust, Mortgage · FHA Mortgage NATIONS DIRECT MORTGAGE LLC
Dec 3, 2020	Loan Modification, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Jul 1, 2022
Deed Document Number	20264136736
Prior Transfer Date	Dec 1, 2005
Prior Transfer Doc	0003359935
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 18, 2026
Property Address	855 GINGER AVE, BILLINGS, MT 59105-2061
Document Number	0004136736
Instrument Date	Jun 17, 2026
Instrument	20264136736
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	FIRST MONTANA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 GINGER AVE, BILLINGS, MT 59105-2061

Mortgage

Document Number	0004136737,
Date	Jun 18, 2026
Instrument	20264136737

Lender

Name	STOCKMAN BK/MONTANA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	855 GINGER AVE, BILLINGS, MT 59105-2061
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 4TH AVE N, BILLINGS, MT 59101-1505

Mortgage

Document Number	0004023721
Date	Jul 25, 2022
Instrument	4023721

Lender

Name	STOCKMAN BANK
Type	Bank
Address	BILLINGS, MT 59103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 29, 2042

Interest

Rate Type	Adjustable Rate

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 20, 2023
Property Address	855 GINGER AVE, BILLINGS, MT 59105-2061
Document Number	0004058406
Map Reference	DOC 1095082
Instrument Date	Sep 20, 2023
Instrument	4058406
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 SINGER AVE, BILLINGS, MT 59105
Investor	Possibly a Property Investor

Mortgage

Document Number	0004058407
Date	Sep 20, 2023
Instrument	4058407

Lender

Name	WESTERN SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	855 GINGER AVE, BILLINGS, MT 59105-2061
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003808743
Date	Mar 20, 2017
Instrument	3808743

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	855 GINGER AVE, BILLINGS, MT 59105-2061
Document Number	0003956212
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 GINGER AVE BILLINGS MT 591052061, BILLINGS, MT 59105-2061

Mortgage

Document Number	0003956212
Date	Jan 19, 2021
Instrument	3956212

Lender

Name	PENNYMAC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

Interest

Rate	3.26%

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,528.00 (-23.56%)	$371,800 (+14.36%) Land $62,891 Building $308,909	$371,800 (+14.36%) Land $62,891 Building $308,909
2024	$3,307.00 (+14.03%)
2023	$2,900.00	$325,100	$325,100 Land $64,994 Building $260,106

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Wisp West Fixed Wireless	200 / 100

May also be available: AT&T.

Nearby Properties on Ginger Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures