818 Ginger Ave, Billings, MT 59105 Property Records

Yellowstone County property record for 818 Ginger Ave, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,017 sqft · built 1986
Lot Size	0.221 acres (9,622 sqft)
Owner	Individual Name on Record
Tax Bill	$3,244 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000A240840`

Property Details

APN / Parcel Number

Primary APN	`000A240840`
Alternative APNs	`03-1033-20-4-13-12-0000` `R0325130` `A240840` `A24084`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,017 sqft Living Area
Gross Area	3,176 sqft
1st Floor Area	1,588 sqft
Basement Area	1,588 sqft
Finished Basement	1,429 sqft
Unfinished Basement	159 sqft
Family Room	Family Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,622 sqft (0.221 acres)
Terrain	Rolling
View / Lot	Neighborhood / Spot
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	64 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	818 GINGER AVE
City	BILLINGS
State	MT
Zip	59105-2060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	TERRACE ESTATES SUB 1ST FILING, S20, T01 N, R26 E, BLOCK 15, LOT 12
Legal Range	26E
Legal Township	01N
Legal Section	20
Legal Subdivision	TERRACE ESTATES SUB 1ST FILING
Legal Block	15
Legal Lot Number	12
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	4
Census Block	4042
Census Tract	1402

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	818 GINGER AVE, BILLINGS, MT 59105-2060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage STOCKMAN BANK
Sep 29, 2017	Warranty Deed, Transfer STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2017
Deed Sale	Sep 29, 2017
Deed Document Number	20173828796
Prior Transfer Date	Aug 5, 2013
Prior Transfer Doc	0003680258
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	818 GINGER AVE, BILLINGS, MT 59105-2060
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003956661
Date	Jan 21, 2021
Instrument	3956661

Lender

Name	STOCKMAN BANK
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 29, 2017
Property Address	818 GINGER AVE, BILLINGS, MT 59105-2060
Document Number	0003828796
Instrument Date	Sep 29, 2017
Instrument	3828796
Transaction Type	Transfer
Record Updated	Oct 18, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 GINGER AVE BILLINGS MT 591052060, BILLINGS, MT 59105-2060

Mortgage

Document Number	3828797
Date	Sep 29, 2017
Instrument	3828797

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,700 (-) Land $62,947 Building $401,753	$464,700 (-) Land $62,947 Building $401,753
2025	$3,244.00 (-22.13%)	$464,700 (+10.64%) Land $62,947 Building $401,753	$464,700 (+10.64%) Land $62,947 Building $401,753
2024	$4,166.00 (+11.15%)
2023	$3,748.00	$420,000	$420,000 Land $65,000 Building $355,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Wisp West Fixed Wireless	200 / 100

May also be available: AT&T.

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