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865 Ginger Ave, Billings, MT 59105 Property Records

Yellowstone County property record for 865 Ginger Ave, Billings, MT 59105

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,183 sqft · built 1994
Lot Size0.22 acres (9,600 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Sep 2013)
Tax Bill$2,644 (2025)
Deeds & MortgagesJan 2020 Refinance
Flood ZoneZone X (minimal risk)
APN000A240600

Property Details

APN / Parcel Number

Primary APN000A240600
Alternative APNs
  • 03-1033-20-4-16-09-0000
  • R0325106
  • A240600
  • A24060

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,183 sqft Living Area
Gross Area2,278 sqft
1st Floor Area1,326 sqft
Basement Area952 sqft
Finished Basement857 sqft
Unfinished Basement95 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2000
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,600 sqft (0.22 acres)
View / LotNeighborhood / Spot
Garage Area487 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area16 sqft
Deck Area144 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address865 GINGER AVE
CityBILLINGS
StateMT
Zip59105-2061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-96
Legal DescriptionTERRACE ESTATES SUB 1ST FILING, S20, T01 N, R26 E, BLOCK 11, LOT 16
Legal Range26E
Legal Township01N
Legal Section20
Legal SubdivisionTERRACE ESTATES SUB 1ST FILING
Legal Block11
Legal Lot Number16
JurisdictionYELLOWSTONE MT
Township / Civil DivisionNORTHWEST YELLOWSTONE
Census Block Group4
Census Block4045
Census Tract1402

Owner

865 Ginger Ave is owned and occupied by an individual who bought it in September 2013.

Source: Yellowstone County records, as of September 9, 2026

Owner of RecordIndividual Name on File
Mailing Address865 GINGER AVE, BILLINGS, MT 59105-2061
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2013 · Amount on File
Deed SaleSep 11, 2013 · Amount on File
Prior SaleJun 25, 2012
Deed Document Number20133683138
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYELLOWSTONE MT
Property Address865 GINGER AVE, BILLINGS, MT 59105-2061
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003908257
DateJan 13, 2020
Instrument3908257
Lender
NameWESTERN SECURITY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 865 Ginger Ave was $2,644, down 25.2% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMontana
MunicipalityBillings City
CountyYellowstone County
Elementary School DistrictBillings Elementary School District (PK - 08)
Secondary School DistrictBillings High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$391,800 (-) Land $62,891 Building $328,909$391,800 (-) Land $62,891 Building $328,909
2025$2,644.00 (-25.23%)$391,800 Land $62,891 Building $328,909$391,800 Land $62,891 Building $328,909
2024$3,536.00 (+13.08%)
2023$3,127.00$350,500$350,500 Land $64,994 Building $285,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 865 Ginger Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 865 Ginger Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BILLINGS
serves 114,000 people · EPA ID MT0000153
Water SourceSurface water
Last State InspectionMay 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Wisp West
Fixed Wireless		200 / 100

May also be available: AT&T.

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