854 Saddleback Cir, Dillard, GA 30537 Property Records

Rabun County property record for 854 Saddleback Cir, Dillard, GA 30537

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,656 sqft · built 1984
Lot Size	0.6 acres (26,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Mar 2017)
Tax Bill	$4,141 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`058A-209`

Property Details

APN / Parcel Number

Primary APN	`058A-209`
Alternative APN	`11055`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Building Area	2,656 sqft Heated Area
1st Floor Area	1,336 sqft
Basement Area	1,320 sqft
Finished Basement	1,320 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,276 sqft (0.6 acres)
Garage Area	264 sqft

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	460 sqft
Patio Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	11055
Street Address	854 SADDLEBACK CIR
City	DILLARD
State	GA
Zip	30537-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	LOT 35 PT 9
Legal Subdivision	SKY VLY
Legal Block	PT 9
Legal Lot Number	35
Jurisdiction	RABUN GA
Township / Civil Division	MOUNTAIN CITY
Census Block Group	1
Census Block	1012
Census Tract	970102

Owner

Source: Rabun County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 16715, FERNANDINA BEACH, FL 32035-3129
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
Nov 30, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Mar 24, 2017	Grant Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2017 · Amount on Record
Deed Sale	Mar 24, 2017 · Amount on Record
Prior Sale	Oct 1, 1998 · Amount on Record
Deed Document Number	2017389
Deed Book / Page	V43 / 661
Prior Transfer Date	Jan 18, 2011
Prior Transfer Doc	000W360525
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RABUN GA
Property Address	854 SADDLEBACK CIR, DILLARD, GA 30537-2706
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 SADDLEBACK CIR, DILLARD, GA 30537-2706

Mortgage

Document Number	000Z500000000078
Date	Dec 6, 2023
Book Page	0000000Z50/0000000078

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2043

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RABUN GA
Property Address	854 SADDLEBACK CIR, DILLARD, GA 30537-2706
Document Number	000W460931
Instrument Date	Nov 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	854 SADDLEBACK CIR SKY VALLEY GA 305372706, SKY VALLEY, GA 30537-2706

Mortgage

Document Number	000W460931
Date	Dec 12, 2019
Book Page	000W46/000931

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RABUN GA
Recording Date	Mar 24, 2017
Property Address	854 SADDLEBACK CIR, DILLARD, GA 30537-2706
Document Number	000V430661
Book / Page	000V43 / 000661
Instrument Date	Mar 24, 2017
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	854 SADDLEBACK CIR SKY VALLEY GA 305372706, SKY VALLEY, GA 30537-2706

Mortgage

Document Number	V430642
Date	Mar 24, 2017
Book Page	000V43/000642

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2047

Tax Assessment & Valuation

Source: Rabun County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Rabun County
Municipality	Sky Valley City
Unified School District	Rabun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,141.00 (+13.89%)	$149,938 (+29.04%) Land $28,000 Building $121,938	$374,845 (+29.04%) Land $70,000 Building $304,845
2023	$3,636.00 (-3.96%)	$116,192 (+9.59%) Land $22,400 Building $93,792	$290,479 (+9.59%) Land $56,000 Building $234,479
2022	$3,786.00	$106,027 Land $19,600 Building $86,427	$265,067 Land $49,000 Building $216,067

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKY VALLEY serves 1,820 people · EPA ID GA2410053
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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