1021 Saddleback Cir, Dillard, GA 30537 Property Records

Rabun County property record for 1021 Saddleback Cir, Dillard, GA 30537

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,184 sqft · built 1983
Lot Size	1.01 acres (44,039 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Feb 2022)
Tax Bill	$4,339 (2025)
Deeds & Mortgages	Oct 2023 Sale Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`058A-244`

Property Details

APN / Parcel Number

Primary APN	`058A-244`
Alternative APN	`11025`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,184 sqft Heated Area
1st Floor Area	1,368 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	44,039 sqft (1.01 acres)
Garage Area	528 sqft
Deck Area	362 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	11025
Street Address	1021 SADDLEBACK CIR
City	DILLARD
State	GA
Zip	30537-2680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	LOT 5
Legal Lot Number	5
Jurisdiction	RABUN GA
Township / Civil Division	MOUNTAIN CITY
Census Block Group	1
Census Block	1017
Census Tract	970102

Owner

1021 Saddleback Cir is owned by two individuals who acquired it in September 2023.

Source: Rabun County records, as of December 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	8237 LAUREL LAKES BLVD, NAPLES, FL 34119-9791
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Warranty Deed, Transfer
Feb 14, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Jul 19, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS
Dec 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2022 · Amount on File
Deed Sale	Feb 24, 2022 · Amount on File
Prior Sale	Jul 19, 2021 · Amount on File
Deed Document Number	2022217
Deed Book / Page	N49 / 457
Last Transfer Date	Sep 12, 2023
Transfer Doc	000V500922
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RABUN GA
Recording Date	Oct 3, 2023
Property Address	1021 SADDLEBACK CIR, DILLARD, GA 30537-2680
Document Number	000V500922
Book / Page	V50 / 922
Instrument Date	Sep 12, 2023
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 SADDLEBACK CIR, DILLARD, GA 30537-2680
Investor	Possibly a Property Investor

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RABUN GA
Recording Date	Feb 14, 2022
Property Address	1021 SADDLEBACK CIR, DILLARD, GA 30537-2680
Document Number	000N490457
Book / Page	N49 / 457
Instrument Date	Feb 14, 2022
Instrument	2022-000217
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8237 LAUREL LAKES BLVD, NAPLES, FL 34119-9791
Investor	Possibly a Property Investor

Mortgage

Document Number	000N490000000460
Date	Feb 24, 2022
Book Page	0000000N49/0000000460

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RABUN GA
Recording Date	Jul 19, 2021
Property Address	1021 SADDLEBACK CIR, DILLARD, GA 30537-2680
Document Number	000U480677
Book / Page	U48 / 677
Instrument Date	Jul 19, 2021
Instrument	2021-001317
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 NE 17TH ST, CAPE CORAL, FL 33909-8947

Mortgage

Document Number	000U480000000679
Date	Jul 22, 2021
Book Page	0000000U48/0000000679

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RABUN GA
Recording Date	Dec 23, 2020
Property Address	1021 SADDLEBACK CIR, DILLARD, GA 30537-2680
Document Number	000D480208
Book / Page	000D48 / 000208
Instrument Date	Feb 21, 2020
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	71 SADDLEBACK CIR

Tax Assessment & Valuation

The 2025 property tax bill for 1021 Saddleback Cir was $4,339.

Source: Rabun County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Rabun County
Municipality	Sky Valley City
Unified School District	Rabun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,339.00	$157,091 Land $26,000 Building $131,091	$392,728 Land $65,000 Building $327,728
2023	$3,981.00 (+17.54%)	$127,221 (+34.1%) Land $20,800 Building $106,421	$318,053 (+34.1%) Land $52,000 Building $266,053
2022	$3,387.00	$94,870 Land $14,000 Building $80,870	$237,176 Land $35,000 Building $202,176

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1021 Saddleback Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1021 Saddleback Cir is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKY VALLEY serves 1,820 people · EPA ID GA2410053
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saddleback Cir

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