Mathews County property record for 854 Lovers Ln, Mathews, VA 23109 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 1985 |
| Lot Size | 1.46 acres (63,685 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Jan 2023) |
| Tax Bill | $1,311 (2026) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21D-1-5 |
| Primary APN | 21D-1-5 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 63,685 sqft (1.46 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Cooling System | Central |
|---|
| Street Address | 854 LOVERS LN |
|---|---|
| City | MATHEWS |
| State | VA |
| Zip | 23109-2324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AC 1.462 DB 0000/ |
| Legal Lot Number | 5 |
| Jurisdiction | MATHEWS VA |
| Township / Civil Division | WESTVILLE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 951302 |
Source: Mathews County records · APN 21D-1-5
Assessment roll updated July 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 854 LOVERS LN, MATHEWS, VA 23109-2324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2023 | Deed, Transfer · FHA Mortgage LOAN SIMPLE INC |
| May 12, 2020 | Deed, Transfer · FHA Mortgage OVM FINANCIAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 25, 2023 · Amount on Record |
| Deed Sale | Jan 25, 2023 · Amount on Record |
| Prior Sale | May 12, 2020 · Amount on Record |
| Deed Document Number | 202371 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MATHEWS VA |
| Recording Date | Jan 25, 2023 |
| Property Address | 854 LOVERS LN, MATHEWS, VA 23109-2324 |
| Document Number | 0230000071 |
| Map Reference | DOC 200000579 |
| Instrument Date | Jan 05, 2023 |
| Instrument | 230000071 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $147.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 854 LOVERS LN, MATHEWS, VA 23109-2324 |
| Document Number | 0230000072 |
|---|---|
| Date | Jan 25, 2023 |
| Instrument | 230000072 |
| Name | LOAN SIMPLE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MATHEWS VA |
| Recording Date | May 12, 2020 |
| Property Address | 854 LOVERS LN, MATHEWS, VA 23109-2324 |
| Document Number | 200000599 |
| Map Reference | DOC 200000579 |
| Instrument Date | May 08, 2020 |
| Instrument | 200000599 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $103.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 854 LOVERS LN, MATHEWS, VA 23109 |
| Document Number | 200000600 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 200000600 |
| Name | OVM FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Mathews County records · Assessment roll updated July 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Mathews County |
| Unified School District | Mathews County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,311.00 | $211,500 (-) Land $41,900 Building $169,600 | |
| 2025 | $1,311.00 (+10.73%) | ||
| 2023 | $1,184.00 | $211,500 Land $41,900 Building $169,600 | $211,500 Land $41,900 Building $169,600 |
Source: FEMA National Flood Hazard Layer, Mathews County (51115C), updated April 29, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511159513022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 139 individual NFIP policies nearby |
| Nearby Flood Policies | 139 in force |
| Nearby Flood Claims | 13 (2003–2009) |
| Most Recent Claim | Nov 2009, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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