845 Lovers Ln, Mathews, VA 23109 Property Records

Mathews County property record for 845 Lovers Ln, Mathews, VA 23109

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,080 sqft
Lot Size	8 acres (348,480 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jun 2023)
Tax Bill	$1,295 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-6-3C`

Property Details

APN / Parcel Number

Primary APN	`21-6-3C`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,080 sqft Living Area

Exterior

Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	348,480 sqft (8 acres)
Garage Type	Attached
Garage Area	1,080 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	845 LOVERS LN
City	MATHEWS
State	VA
Zip	23109-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.00 ACRES PB 21-18
Legal Lot Number	3C
Jurisdiction	MATHEWS VA
Township / Civil Division	WESTVILLE
Census Block Group	2
Census Block	2024
Census Tract	951302

Owner

Source: Mathews County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1503, MATHEWS, VA 23109-1501
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Feb 11, 2019	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2023 · Amount on Record
Deed Sale	Jun 13, 2023 · Amount on Record
Prior Sale	Feb 11, 2019 · Amount on Record
Deed Document Number	2023672
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	Jun 13, 2023
Property Address	845 LOVERS LN, MATHEWS, VA 23109-2324
Document Number	0230000672
Map Reference	MB 21 PG 18
Instrument Date	Jun 9, 2023
Instrument	230000672
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	OLD REPUBLIC NATIONAL INSURANCE COMPANY, OLD REPUBLIC NATIONAL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$107.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1503, MATHEWS, VA 23109-1501

Mortgage

Document Number	0230000673
Date	Jun 13, 2023
Instrument	230000673

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	Feb 11, 2019
Property Address	845 LOVERS LN, MATHEWS, VA 23109-2324
Document Number	190000141
Map Reference	MB 21 PG 18
Instrument Date	Jan 25, 2019
Instrument	190000141
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$170.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 LOVERS LN, MATHEWS, VA 23109-2324

Mortgage

Document Number	190000142
Date	Feb 11, 2019
Instrument	190000142

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,295.00 (+0.08%)	$208,800 (-) Land $68,000 Building $140,800
2025	$1,294.00 (+10.69%)
2023	$1,169.00	$208,800 Land $68,000 Building $140,800	$208,800 Land $68,000 Building $140,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	13 (2003–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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