731 Lovers Ln, Mathews, VA 23109 Property Records

Mathews County property record for 731 Lovers Ln, Mathews, VA 23109

Property Summary

Property TypeResidential Vacant Land
Details3 bd · 2.5 ba · 3,248 sqft · built 1999
Lot Size6.6 acres (287,496 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Jul 2019)
Tax Bill$335 (2026)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-6-3B

Property Details

APN / Parcel Number

Primary APN21-6-3B

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,248 sqft Building Perimeter
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Roof TypeHip
Roof MaterialAsphalt
Lot Area287,496 sqft (6.6 acres)
Garage TypeAttached
Garage Area572 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address731 LOVERS LN
CityMATHEWS
StateVA
Zip23109-2207
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionAC 6.600 0000/
Legal SubdivisionNORMAN L SUTTON
Legal Lot Number3B
JurisdictionMATHEWS VA
Township / Civil DivisionWESTVILLE
Census Block Group2
Census Block2024
Census Tract951302

Owner

731 Lovers Ln, residential vacant land, is owned and occupied by an individual who bought it in July 2019.

Source: Mathews County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address731 LOVERS LN, MATHEWS, VA 23109-2207
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2019 · Amount on File
Deed SaleJul 12, 2019 · Amount on File
Prior SaleSep 19, 2014 · Amount on File
Deed Document Number2019861
Record UpdatedSep 20, 2026

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionMATHEWS VA
Recording DateJul 12, 2019
Property Address731 LOVERS LN, MATHEWS, VA 23109-2207
Document Number0190000861
Map ReferenceMB 21 PG 185
Instrument DateJul 11, 2019
Instrument190000861
Transaction TypeTransfer
Record UpdatedJul 24, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transaction

AmountAmount on Record
Tax$319.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address731 LOVERS LN, MATHEWS, VA 23109-2207

Mortgage

Document Number0190000862
DateJul 12, 2019
Instrument190000862
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

Mortgage

Document Number190000862
DateJul 12, 2019
Instrument190000862
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 731 Lovers Ln was $335, up 0.3% from the year before.

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyMathews County
Unified School DistrictMathews County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$335.00 (+0.3%)$54,000 Land $54,000
2025$334.00
2023$302.00$54,000 Land $54,000$54,000 Land $54,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 731 Lovers Ln in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 139 policies
Nearby Flood Policies139 in force
Nearby Flood Claims13 (2003–2009)
Most Recent ClaimNov 2009 · tidal / storm surge
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims
  • Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 731 Lovers Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Lovers Ln

Nearby Streets

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