764 Lovers Ln, Mathews, VA 23109 Property Records

Mathews County property record for 764 Lovers Ln, Mathews, VA 23109

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,184 sqft · built 1973
Lot Size4.7 acres (204,732 sqft)
OwnerIndividual Name on Record
Last Sale$39,852 (Aug 2023)
Tax Bill$2,226 (2026)
Deeds & MortgagesAug 2023 Sale
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN21-A-45

Property Details

APN / Parcel Number

Primary APN21-A-45

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,184 sqft Living Area
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleSplit Level
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area204,732 sqft (4.7 acres)
Garage TypeAttached
Garage Area528 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address764 LOVERS LN
CityMATHEWS
StateVA
Zip23109-2207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAC 4.700 DB 0000/
Legal Lot Number45
JurisdictionMATHEWS VA
Township / Civil DivisionWESTVILLE
Census Block Group2
Census Block2023
Census Tract951302

Owner

Source: Mathews County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7372 WHITLOCK FARMS RD, MECHANICSVILLE, VA 23111-4518
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2023 · Amount on Record
Deed SaleAug 16, 2023 · Amount on Record
Prior SaleMar 29, 2021 · Amount on Record
Deed Document Number2023989
Prior Transfer DateSep 24, 2012
Prior Transfer Doc0000001686
Record UpdatedSep 20, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionMATHEWS VA
Recording DateAug 16, 2023
Property Address764 LOVERS LN, MATHEWS, VA 23109-2207
Document Number0230000989
Instrument DateAug 15, 2023
Instrument230000989
Transaction TypeTransfer
Record UpdatedAug 30, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
Tax$179.50
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7372 WHITLOCK FARMS RD, MECHANICSVILLE, VA 23111-4518

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMATHEWS VA
Property Address764 LOVERS LN, MATHEWS, VA 23109-2207
Transaction TypeMortgage
Record UpdatedApr 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210000549
DateMar 29, 2021
Instrument210000549
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyMathews County
Unified School DistrictMathews County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,226.00 (+0.04%)$359,000 (-) Land $159,600 Building $199,400
2025$2,225.00 (+10.7%)$359,000 (-) Land $159,600 Building $199,400
2023$2,010.00$359,000 Land $159,600 Building $199,400$359,000 Land $159,600 Building $199,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 139 policies
Nearby Flood Policies139 in force
Nearby Flood Claims13 (2003–2009)
Most Recent ClaimNov 2009 · tidal / storm surge
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims
  • Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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