85225 Champlain Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 85225 Champlain Dr, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,076 sqft · built 2017
Lot Size	0.299 acres (13,040 sqft)
Owner	Trust Name on Record
Last Sale	$246,300 (Nov 2017)
Tax Bill	$7,354 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-2N-27-0721-0008-0000`

Property Details

APN / Parcel Number

Primary APN	`24-2N-27-0721-0008-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,076 sqft Heated Area
Gross Area	2,861 sqft
1st Floor Area	2,076 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,040 sqft (0.299 acres)
Garage Area	405 sqft
Porch	Open Porch
Porch Area	240 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	85225 CHAMPLAIN DR
City	FERNANDINA BEACH
State	FL
Zip	32034-9034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 8 IN OR 2156/537 HAMPTON LAKES #2 PBK 8/165
Legal Range	27E
Legal Township	02N
Legal Section	24
Legal Subdivision	HAMPTON LAKES #2
Legal Lot Number	8
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2012
Census Tract	50309

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Co-owner	Co-owner on Record
Mailing Address	85225 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 7, 2017	Special Warranty Deed, Transfer · Conventional Mortgage BANKERS MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2017 · Amount on Record
Deed Sale	Nov 7, 2017 · Amount on Record
Deed Document Number	201732554
Deed Book / Page	2156 / 0537
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85225 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	CORNERSTONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85225 CHAMPLAIN DR, FERNANDINA, FL 32034-9034

Mortgage

Document Number	0024280974
Date	Jan 27, 2021
Book Page	2428/974
Instrument	202145002860

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Nov 7, 2017
Property Address	85225 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Document Number	0021560537
Book / Page	2156 / 0537
Map Reference	MB8 PG165
Instrument Date	Oct 5, 2017
Instrument	201732554
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	TITLE MATTERS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,724.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8601 N SCOTTSDALE RD STE 225, 8601, PARADISE VALLEY, AZ 85253-2727

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	85225 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034

Mortgage

Document Number	0201732555
Date	Nov 7, 2017
Instrument	201732555

Lender

Name	BANKERS MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,354.00 (+0.64%) Homeowner's exemption	$266,522 (+2.9%)	$430,098 (+4.02%) Land $75,000 Building $355,098
2024	$7,307.00 (+5.84%) Homeowner's exemption	$259,011 (+3%)	$413,471 (+3.8%) Land $75,000 Building $338,471
2023	$6,904.00 (+5.78%) Homeowner's exemption	$251,467 (+3%)	$398,321 (+23.85%) Land $75,000 Building $323,321
2022	$6,527.00 Homeowner's exemption	$244,143	$321,610 Land $65,000 Building $256,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 223 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	223 in force
Nearby Flood Claims	2 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber, T-Mobile.

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