85215 Champlain Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 85215 Champlain Dr, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,702 sqft · built 2017
Lot Size	0.211 acres (9,192 sqft)
Owner	2 Company Names on Record
Last Sale	$566,000 (Jan 2022)
Tax Bill	$11,887 (2025)
Deeds & Mortgages	Mar 2024 Transfer Jan 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-2N-27-0721-0006-0000`

Property Details

APN / Parcel Number

Primary APN	`24-2N-27-0721-0006-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,702 sqft Living Area
Gross Area	3,392 sqft
1st Floor Area	2,702 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,192 sqft (0.211 acres)
Garage Type	Attached
Garage Area	690 sqft
Pool Area	448 sqft
Porch	Finished/Open Porch
Porch Area	367 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	85215 CHAMPLAIN DR
City	FERNANDINA BEACH
State	FL
Zip	32034-9034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 6 HAMPTON LAKES #2 PBK 8/165
Legal Range	27E
Legal Township	02N
Legal Section	24
Legal Subdivision	HAMPTON LAKES
Legal Lot Number	6
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2012
Census Tract	50309

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	85215 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Intrafamily Transfer, Transfer
Jan 13, 2022	Warranty Deed, Transfer US PATRIOT TITLE LLC, US PATRIOT TITLE
Sep 21, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Dec 18, 2017	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Prior Sale	Dec 18, 2017 · Amount on Record
Deed Document Number	20221300
Deed Book / Page	2529 / 879
Last Transfer Date	Jan 19, 2024
Transfer Doc	0026991250
Record Updated	Jun 8, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASSAU FL
Recording Date	Mar 13, 2024
Property Address	85215 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Document Number	0026991250
Book / Page	2699 / 1250
Map Reference	MB 8 PGS 165 THROUGH
Instrument Date	Jan 19, 2024
Instrument	202445006855
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85215 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85215 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jan 13, 2022
Property Address	85215 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Document Number	0025290879
Book / Page	2529 / 879
Map Reference	MB 8 PG 165-167
Instrument Date	Jan 6, 2022
Instrument	202245001300
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	US PATRIOT TITLE LLC, US PATRIOT TITLE

Transaction

Amount	Amount Recorded
Tax	$3,962.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	799 ROOSEVELT RD # 108, 799, GLEN ELLYN, IL 60137-5908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85215 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85215 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Document Number	0023071980
Instrument Date	Sep 21, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85215 CHAMPLAIN DR FERNANDINA BEACH FL 320349034, FERNANDINA BEACH, FL 32034-9034

Mortgage

Document Number	0023071980
Date	Sep 30, 2019
Book Page	002307/001980
Instrument	45031338

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 18, 2017
Property Address	85215 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Document Number	0021650228
Book / Page	002165 / 000228
Instrument Date	Oct 31, 2017
Instrument	36984
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TITLE MATTERS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,328.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85215 CHAMPLAIN DR FERNANDINA BEACH FL 320349034, FERNANDINA BEACH, FL 32034-9034

Mortgage

Document Number	21650230
Date	Dec 18, 2017
Book Page	002165/000230
Instrument	36985

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2047

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,887.00 (+1.3%)	$574,366 (+3.6%) Land $75,000 Building $499,366	$574,366 (+3.6%) Land $75,000 Building $499,366
2024	$11,734.00 (+3.96%)	$554,424 (+3.22%) Land $75,000 Building $479,424	$554,424 (+3.22%) Land $75,000 Building $479,424
2023	$11,287.00 (+58.66%)	$537,106 (+59.28%) Land $75,000 Building $462,106	$537,106 (+25.26%) Land $75,000 Building $462,106
2022	$7,114.00 Homeowner's exemption	$337,202	$428,809 Land $65,000 Building $363,809

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 223 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	223 in force
Nearby Flood Claims	2 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber, T-Mobile.

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