85211 Champlain Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 85211 Champlain Dr, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,985 sqft · built 2017
Lot Size	0.187 acres (8,178 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Jul 2021)
Tax Bill	$8,789 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-2N-27-0721-0005-0000`

Property Details

APN / Parcel Number

Primary APN	`24-2N-27-0721-0005-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,985 sqft Heated Area
Gross Area	2,668 sqft
1st Floor Area	1,964 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,178 sqft (0.187 acres)
Garage Area	426 sqft
Porch	Open Porch
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	85211 CHAMPLAIN DR
City	FERNANDINA BEACH
State	FL
Zip	32034-9034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 5 HAMPTON LAKES #2 PBK 8/165
Legal Range	27E
Legal Township	02N
Legal Section	24
Legal Subdivision	HAMPTON LAKES #2
Legal Lot Number	5
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2012
Census Tract	50309

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85211 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Warranty Deed, Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Jan 19, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage BANKERS MTG LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Deed Document Number	202145027137
Deed Book / Page	2481 / 186
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 21, 2021
Property Address	85211 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Document Number	0024810186
Book / Page	2481 / 186
Map Reference	MB 8 PG 165-167
Instrument Date	Jul 14, 2021
Instrument	202145027137
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31188 GRASSY PARKE DR, 31188, FERNANDINA BEACH, FL 32034-1100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85211 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034

Mortgage

Document Number	0002481188
Date	Jul 21, 2021
Instrument	2481/188

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU FL
Recording Date	Jan 19, 2018
Property Address	85211 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Document Number	0021711256
Book / Page	002171 / 001256
Instrument Date	Dec 11, 2017
Instrument	2098
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 26, 2018
Title Company	TITLE MATTERS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,788.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85211 CHAMPLAIN DR FERNANDINA BEACH FL 320349034, FERNANDINA BEACH, FL 32034-9034

Mortgage

Document Number	21711258
Date	Jan 19, 2018
Book Page	002171/001258
Instrument	2099

Lender

Name	BANKERS MTG LNDG
Type	Mortgage Company
Address	SUNRISE, FL 33323

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2048

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,789.00 (+0.83%) Homeowner's exemption	$415,924 (+2.9%)	$420,360 (+4%) Land $75,000 Building $345,360
2024	$8,717.00 (+3.36%) Homeowner's exemption	$404,202 (+4.46%) Land $75,000 Building $329,202	$404,202 (+4.46%) Land $75,000 Building $329,202
2023	$8,434.00 (+15.34%)	$386,931 (+23.81%) Land $75,000 Building $311,931	$386,931 (+23.81%) Land $75,000 Building $311,931
2022	$7,312.00	$312,525 Land $65,000 Building $247,525	$312,525 Land $65,000 Building $247,525

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 223 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	223 in force
Nearby Flood Claims	2 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber, T-Mobile.

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