852 Arrowhead Dr, Gardnerville, NV 89460 Property Records

Douglas County property record for 852 Arrowhead Dr, Gardnerville, NV 89460

Property Summary

Property Type	Single Family Home
Details	1,607 sqft · built 1974
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,536 (2025)
Deeds & Mortgages	Mar 2026 Transfer May 2022 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1220-16-710-018`

Property Details

APN / Parcel Number

Primary APN	`1220-16-710-018`
Alternative APNs	`000027491060` `27491060`

Interior

Stories	1 Story
Building Area	1,607 sqft Living Area
1st Floor Area	1,607 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1979
Lot Area	27,443 sqft (0.63 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	000027491060
Street Address	852 ARROWHEAD DR
City	GARDNERVILLE
State	NV
Zip	89460-8959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDNERVILLE RANCHOS #4 LOT 18 BLOCK A
Legal Range	20E
Legal Township	12N
Legal Section	16
Legal Subdivision	GARDNERVILLE RANCHOS #4
Legal Block	A
Legal Lot Number	18
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	1
Census Block	1011
Census Tract	1000

Owner

Source: Douglas County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	852 ARROWHEAD DR, GARDNERVILLE, NV 89460-8959
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Intrafamily Transfer, Transfer
May 9, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jun 2, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jun 2, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 5, 2026
Transfer Doc	0001031292
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NV
Recording Date	Mar 18, 2026
Property Address	852 ARROWHEAD DR, GARDNERVILLE, NV 89460-8959
Document Number	0000031292
Map Reference	FILE 35914
Instrument Date	Mar 5, 2026
Instrument	2026-1031292
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	852 ARROWHEAD DR, GARDNERVILLE, NV 89460-8959

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	852 ARROWHEAD DR, GARDNERVILLE, NV 89460-8959
Transaction Type	Mortgage
Record Updated	May 23, 2022
Title Company	FNC TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	852 ARROWHEAD DR, GARDNERVILLE, NV 89460-8959

Mortgage

Document Number	0000084761
Date	May 9, 2022
Instrument	2022-984761

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.1%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2022
Change Frequency	Monthly
Index	Other

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	852 ARROWHEAD DR, GARDNERVILLE, NV 89460-8959
Document Number	0000947440
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	852 ARROWHEAD DR GARDNERVILLE NV 894608959, GARDNERVILLE, NV 89460-8959

Mortgage

Document Number	0000947440
Date	Jun 10, 2020
Instrument	947440

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Jun 9, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.06%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	852 ARROWHEAD DR, GARDNERVILLE, NV 89460-8959
Document Number	0000947441
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	852 ARROWHEAD DR GARDNERVILLE NV 894608959, GARDNERVILLE, NV 89460-8959

Mortgage

Document Number	0000947441
Date	Jun 10, 2020
Instrument	947441

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Jun 9, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.86%

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,112 (+11.91%) Land $43,750 Building $27,362
2025	$1,536.00 (+5.86%)	$63,545 (+0.74%) Land $35,000 Building $28,545	$181,557 (+0.74%) Land $100,000 Building $81,557
2023	$1,451.00	$63,080 Land $35,000 Building $28,080	$180,229 (+20.91%) Land $100,000 Building $80,229
2021			$149,066 Land $75,000 Building $74,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	20 (1997)
Most Recent Claim	Jan 1997 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 83% of Nevada
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE RANCHOS GID serves 11,300 people · EPA ID NV0000066
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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