851 Arrowhead Dr, Gardnerville, NV 89460 Property Records

Douglas County property record for 851 Arrowhead Dr, Gardnerville, NV 89460

Property Summary

Property Type	Single Family Home
Details	1,296 sqft · built 1977
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Apr 2021)
Tax Bill	$1,581 (2026)
Deeds & Mortgages	Mar 2026 Second Mortgage Apr 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1220-16-710-075`

Property Details

APN / Parcel Number

Primary APN	`1220-16-710-075`
Alternative APNs	`000027493010` `27493010`

Interior

Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1980
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	000027493010
Street Address	851 ARROWHEAD DR
City	GARDNERVILLE
State	NV
Zip	89460-8960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDNERVILLE RANCHOS #4 LOT 3 BLOCK D
Legal Range	20E
Legal Township	12N
Legal Section	16
Legal Subdivision	GARDNERVILLE RANCHOS #4
Legal Block	D
Legal Lot Number	3
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	1
Census Block	1016
Census Tract	1000

Owner

Source: Douglas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	851 ARROWHEAD DR, GARDNERVILLE, NV 89460-8960
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage GUILD MORTGAGE CO
Apr 23, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS
Apr 23, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MTG
Mar 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MTG
Jan 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MTG
Apr 10, 2017	Grant Deed, Transfer · Conventional Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Apr 10, 2017 · Amount on Record
Deed Document Number	2021966093
Last Transfer Date	Mar 26, 2026
Transfer Doc	0000031894
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NV
Recording Date	Mar 31, 2026
Property Address	851 ARROWHEAD DR, GARDNERVILLE, NV 89460-8960
Document Number	0000031894
Map Reference	MB 1 PG 55
Instrument Date	Mar 26, 2026
Instrument	2026-1031894
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	TICOR TITLE-GARDNERVILLE, TICOR TITLE GARDNERVILLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 ARROWHEAD DR, GARDNERVILLE, NV 89460-8960

Mortgage

Document Number	0000031895
Date	Mar 31, 2026
Instrument	2026-1031895

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NV
Recording Date	Apr 23, 2021
Property Address	851 ARROWHEAD DR, GARDNERVILLE, NV 89460-8960
Document Number	0000066094
Instrument Date	Apr 19, 2021
Instrument	2021-966094
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 STEELE LN, LAYTONVILLE, CA 95454

April 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DOUGLAS NV
Recording Date	Apr 23, 2021
Property Address	851 ARROWHEAD DR, GARDNERVILLE, NV 89460-8960
Document Number	0000066093
Map Reference	MB 1 PG 55
Instrument Date	Apr 12, 2021
Instrument	2021-966093
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE MINDEN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,638.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12550 BROILI DR, 12550, RENO, NV 89511-9222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 ARROWHEAD DR, GARDNERVILLE, NV 89460-8960
Investor	Possibly a Property Investor

Mortgage

Document Number	0000066095
Date	Apr 23, 2021
Instrument	2021-966095

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	851 ARROWHEAD DR, GARDNERVILLE, NV 89460-8960
Document Number	0000946352
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	STATE TITLE COMPANY, STATE TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	851 ARROWHEAD DR GARDNERVILLE NV 894608960, GARDNERVILLE, NV 89460-8960

Mortgage

Document Number	0000946352
Date	May 20, 2020
Instrument	946352

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	851 ARROWHEAD DR, GARDNERVILLE, NV 89460-8960
Document Number	0000926450
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	851 ARROWHEAD DR GARDNERVILLE NV 894608960, GARDNERVILLE, NV 89460-8960

Mortgage

Document Number	0000926450
Date	Mar 8, 2019
Instrument	926450

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	851 ARROWHEAD DR, GARDNERVILLE, NV 89460-8960
Document Number	0000909683
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Mar 2, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	851 ARROWHEAD DR GARDNERVILLE NV 894608960, GARDNERVILLE, NV 89460-8960

Mortgage

Document Number	0000909683
Date	Jan 26, 2018
Instrument	909683

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2048

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Apr 10, 2017
Property Address	851 ARROWHEAD DR, GARDNERVILLE, NV 89460-8960
Document Number	0000897079
Instrument Date	Mar 13, 2017
Instrument	897079
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,021.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	851 ARROWHEAD DR GARDNERVILLE NV 894608960, GARDNERVILLE, NV 89460-8960

Mortgage

Document Number	897080
Date	Apr 10, 2017
Instrument	897080

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2047

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,581.00 (+3%)	$69,869 (+12.46%) Land $43,750 Building $26,119
2025	$1,535.00 (+6.08%)	$62,126 (+0.86%) Land $35,000 Building $27,126	$177,503 (+0.86%) Land $100,000 Building $77,503
2023	$1,447.00	$61,594 Land $35,000 Building $26,594	$175,983 (+21.45%) Land $100,000 Building $75,983
2021			$144,900 Land $75,000 Building $69,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	20 (1997)
Most Recent Claim	Jan 1997 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Nevada
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE RANCHOS GID serves 11,300 people · EPA ID NV0000066
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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