8510 River Rd, Westover, MD 21871 Property Records

Somerset County property record for 8510 River Rd, Westover, MD 21871

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,878 sqft · built 1945
Lot Size0.89 acres (38,768 sqft)
Owner2 Individual Names on File
Last Sale$157,000 (Oct 2017)
Tax Bill$1,844 (2026)
Deeds & MortgagesOct 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN06-094694

Property Details

APN / Parcel Number

Primary APN06-094694
Alternative APNs
  • 6094694
  • 094694

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,878 sqft Total Area
Utility Area56 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area38,768 sqft (0.89 acres)
PorchPorch
Porch Area400 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number094694
Street Address8510 RIVER RD
CityWESTOVER
StateMD
Zip21871-4017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Description0.89 AC; PLAT 33/47 W/S RIVER RD MANOKIN
Legal SubdivisionFAIRMONT
JurisdictionSOMERSET MD
Township / Civil Division6, FAIRMOUNT
Census Block Group3
Census Block3026
Census Tract930800

Owner

8510 River Rd is owned and occupied by two individuals who bought it in October 2017.

Source: Somerset County records, as of October 6, 2026

Owner of Record2 Individual Names on File
Mailing Address8510 RIVER RD, WESTOVER, MD 21871-4017
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 10, 2017 · Amount on File
Deed SaleOct 10, 2017 · Amount on File
Prior SaleAug 29, 2014 · Amount on File
Deed Document Number2017961-258
Deed Book / Page961 / 258
Prior Transfer DateFeb 26, 2014
Prior Transfer Doc0008730120
Record UpdatedOct 29, 2026

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET MD
Recording DateOct 10, 2017
Property Address8510 RIVER RD, WESTOVER, MD 21871-4017
Document Number0009610258
Book / Page0961 / 258
Map ReferenceMAP39
Instrument DateOct 5, 2017
Instrument0961-258
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address8510 RIVER RD, WESTOVER, MD 21871-4017

Mortgage

Document Number0000961264
DateOct 10, 2017
Instrument0961-264
Lender
NameMNET MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 8510 River Rd was $1,844 with a homeowner's exemption, up 5.3% from the year before.

Source: Somerset County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySomerset County
Unified School DistrictSomerset County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,844.00 (+5.25%) Homeowner's exemption$160,433$173,900 Land $41,000 Building $132,900
2025$1,752.00 Homeowner's exemption
2023$1,420.00$127,767$133,500 Land $24,300 Building $109,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8510 River Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 120 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies120 in force
Nearby Flood Claims13 (2012–2024)
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8510 River Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 94% of Maryland
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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