Somerset County property record for 8395 River Rd, Westover, MD 21871 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1997 |
| Square Footage | 1,824 sqft Total Area |
| Lot Size | 199,069 sqft (4.57 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $257,500 (2018) |
| Tax Bill | $2,848.00 (2025) |
Source: Somerset County records · APN 13-009732
Assessment roll updated August 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8395 RIVER RD, WESTOVER, MD 21871-4025 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 01, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 27, 2018 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage MNET MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 27, 2018 · Amount on Record |
| Deed Sale | Dec 27, 2018 · Amount on Record |
| Prior Sale | Jan 28, 2015 · Amount on Record |
| Deed Book / Page | 1021 / 10 |
| Last Transfer Date | Jun 06, 2025 |
| Transfer Doc | 0014120257 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET MD |
| Property Address | 8395 RIVER RD, WESTOVER, MD 21871-4025 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 8395 RIVER RD, WESTOVER, MD 21871-4025 |
| Document Number | 0012420225 |
|---|---|
| Date | Jul 01, 2022 |
| Book Page | 1242/225 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | OJAI, CA 93023 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET MD |
| Recording Date | Dec 27, 2018 |
| Property Address | 8395 RIVER RD, WESTOVER, MD 21871-4025 |
| Document Number | 0010210010 |
| Book / Page | 1021 / 010 |
| Map Reference | MB ITP19 FO 92 |
| Instrument Date | Dec 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | DELMARVA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 8395 RIVER RD, WESTOVER, MD 21871-4025 |
| Document Number | 0000102116 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 1021/16 |
| Name | MNET MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Somerset County records · Assessment roll updated August 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Somerset County |
| Unified School District | Somerset County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,300 (+13.81%) | $313,200 (-) Land $60,300 Building $252,900 | |
| 2025 | $2,848.00 (+30.94%) | $245,400 (+25.46%) | $313,200 (+48.09%) Land $60,300 Building $252,900 |
| 2023 | $2,175.00 | $195,600 | $211,500 Land $32,100 Building $179,400 |
Source: FEMA National Flood Hazard Layer, Somerset County (24039C), updated February 28, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Wildfire Risk | Moderate above 68% of the US · above 95% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 476 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 13-009732 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,824 sqft Total Area |
| Stories | 1 Stories |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 199,069 sqft (4.57 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 288 sqft Shed |
| Deck Area | 187 sqft Deck |
| Porch Area | 32 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Account Number | 009732 |
|---|---|
| Street Address | 8395 RIVER RD |
| City | WESTOVER |
| State | MD |
| Zip | 21871-4025 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 4.576 AC-LT2-P19/92 E/RIVER RD-W/WESTOVER RICHARDSON'S ESTATES |
| Legal Subdivision | RICHARDSON ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | SOMERSET MD |
| Minor Civil Division | 13, WESTOVER |
| Census Blockgroup | 2 |
| Census Block | 2033 |
| Census Tract | 930800 |
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