8480 River Rd, Westover, MD 21871 Property Records

Somerset County property record for 8480 River Rd, Westover, MD 21871

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,120 sqft · built 2015
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,000 (Mar 2004)
Tax Bill	$1,688 (2026)
Flood Zone	Zone X (moderate risk)
APN	`06-094724`

Property Details

APN / Parcel Number

Primary APN	`06-094724`
Alternative APNs	`6094724` `094724`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Total Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	094724
Street Address	8480 RIVER RD
City	WESTOVER
State	MD
Zip	21871-4032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	0.50 AC - PL 33/47 W/S RIVER RD MANOKIN
Jurisdiction	SOMERSET MD
Township / Civil Division	6, FAIRMOUNT
Census Block Group	3
Census Block	3026
Census Tract	930800

Owner

Source: Somerset County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8480 RIVER RD, WESTOVER, MD 21871-4032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2004 · Amount on Record
Deed Sale	Mar 25, 2004 · Amount on Record
Prior Sale	Dec 4, 1992 · Amount on Record
Deed Document Number	200440288
Deed Book / Page	565 / 588
Last Transfer Date	Sep 10, 2015
Transfer Doc	0009090269
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,688.00 (+17.39%) Homeowner's exemption	$129,167 (+8.97%)	$139,800 (-) Land $36,400 Building $103,400
2025	$1,438.00 (+25.04%) Homeowner's exemption	$118,533 (+14.52%)	$139,800 (+29.56%) Land $36,400 Building $103,400
2023	$1,150.00 Homeowner's exemption	$103,500	$107,900 Land $22,600 Building $85,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	13 (2012–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 94% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000