8215 River Rd, Westover, MD 21871 Property Records

Somerset County property record for 8215 River Rd, Westover, MD 21871

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,059 sqft · built 2009
Lot Size	4.86 acres (211,702 sqft)
Owner	2 Individual Names on File
Last Sale	$243,500 (Feb 2022)
Tax Bill	$2,960 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-003769`

Property Details

APN / Parcel Number

Primary APN	`13-003769`
Alternative APN	`003769`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,059 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	211,702 sqft (4.86 acres)
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	003769
Street Address	8215 RIVER RD
City	WESTOVER
State	MD
Zip	21871-4011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	4.86 AC-PL 31/73 E/S RIVER RD NEAR MANOKIN
Jurisdiction	SOMERSET MD
Township / Civil Division	13, WESTOVER
Census Block Group	2
Census Block	2033
Census Tract	930800

Owner

8215 River Rd is owned and occupied by two individuals who bought it in February 2022.

Source: Somerset County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8215 RIVER RD, WESTOVER, MD 21871-4011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · VA Mortgage VISIONET SYSTEMS INC, VISIONET SYSTEMS
Feb 8, 2022	Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on File
Deed Sale	Feb 8, 2022 · Amount on File
Prior Sale	Jul 14, 2005 · Amount on File
Deed Book / Page	1210 / 263
Transfer Doc	0000000118
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Recording Date	Jun 18, 2026
Property Address	8215 RIVER RD, WESTOVER, MD 21871-4011
Document Number	1470000262
Book / Page	1470 / 262
Instrument Date	May 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VISIONET SYSTEMS INC, VISIONET SYSTEMS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	8215 RIVER RD, WESTOVER, MD 21871-4011

Mortgage

Document Number	1470000262,
Date	Jun 18, 2026
Book Page	1470/262

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET MD
Recording Date	Feb 8, 2022
Property Address	8215 RIVER RD, WESTOVER, MD 21871-4011
Document Number	0012100263
Book / Page	1210 / 263
Instrument Date	Feb 4, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8215 RIVER RD, WESTOVER, MD 21871-4011

Mortgage

Document Number	0001210269
Date	Feb 8, 2022
Instrument	1210/269

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 8215 River Rd was $2,960 with a homeowner's exemption, up 7.4% from the year before.

Source: Somerset County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,960.00 (+7.36%) Homeowner's exemption	$271,800 (+11.53%)	$299,900 (-) Land $61,800 Building $238,100
2025	$2,757.00 Homeowner's exemption	$243,700	$299,900 Land $61,800 Building $238,100
2023	$2,232.00 Homeowner's exemption	$200,733	$215,600 Land $32,700 Building $182,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8215 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	6 (2012–2022)
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8215 River Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 94% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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